Table 8

ARDL long-run estimates (dependent variable: lnNPLA)

VariableCoefficientStd. Errort-Statisticp-value
lnGDPA−0.4820.187−2.5780.012
INF0.0340.0113.0910.003
INT0.0280.0142.0000.049
CAR−0.0410.016−2.5630.012
RECAP−0.1870.082−2.2800.025
Constant7.8421.6244.8290.000
Source(s): Author's estimation

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