Table 3

Pairwise correlation matrix: Islamic banks

ROADIVCAPSTRDIV*C-APSTRSizeCRLRCEICRCovid-19INFGDP
ROA1.0000           
DIV0.0300 (0.5115)1.0000          
CAPSTR0.0080 (0.8619)0.0658 (0.1503)1.0000         
DIV*CAP-STR0.0543 (0.2352)0.0804 (0.0783)0.6905* (0.0000)1.0000        
Size0.0896* (0.0497)0.2306* (0.0000)0.1390* (0.0023)0.1566* (0.0006)1.0000       
CR−0.0515 (0.2600)0.0385 (0.4005)0.5712* (0.0000)0.5274* (0.0000)0.0853 (0.0619)1.0000      
LR−0.0621 (0.1744)−0.1746* (0.0001)−0.0200 (0.6619)−0.0207 (0.6609)−0.0272 (0.5526)−0.2597* (0.0000)1.0000     
CE−0.0534 (0.2429)0.0035 (0.9384)0.0022 (0.9618)−0.0035 (0.9395)0.0297 (0.5158)0.0624 (0.0624)0.0162 (0.7226)1.0000    
ICR0.0295 (0.5191)0.0498 (0.2758)0.1051* (0.0212)0.1175* (0.0100)0.2359* (0.0000)0.0742 (0.1044)−0.0506 (0.2686)−0.0136 (0.7669)1.0000   
Covid-19−0.0204 (0.6562)−0.0049 (0.9140)0.0215 (0.6386)0.0250 (0.5852)0.0623 (0.1728)0.0127 (0.7809)0.0414 (0.3650)0.1209* (0.0080)0.2216* (0.0000)1.0000  
INF−0.1125* (0.0137)0.5754* (0.0000)0.1279* (0.0050)0.1104* (0.0155)0.2450* (0.0000)0.1636* (0.0003)−0.2600* (0.0000)0.0924* (0.0430)−0.0265 (0.5618)0.0194 (0.6714)1.0000 
GDP0.1741* (0.0001)0.1337* (0.0033)0.2117* (0.0000)0.1983* (0.0000)0.0923* (0.0432)0.0806 (0.0778)−0.2000* (0.0000)0.0255 (0.5776)0.0171 (0.7086)−0.0047 (0.9174)0.2970* (0.0000)1.0000

Note(s): * denotes significance at 5%

Source(s): Table created by authors

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