Table 11 Mediation analysis results...

Table 11

Mediation analysis results (direct, indirect, and Total effects)

Hypothesis	Exogenous variable	Mediator	Endogenous variable	Direct effect (β)	Indirect effect (β)	Total effect (β)	Mediation type
H6	FinTech Knowledge (FKN)→	Attitude Toward FinTech Entrepreneurship (ATF)→	FinTech Entrepreneurial Intention (FEI)	0.32***	0.16***	0.48***	Partial Mediation
H7	Crowdfunding (CFD)→	ATF→	FEI	–	0.14***	0.14***	Full Mediation
H8	Mobile Payment (MPT)→	ATF→	FEI	0.29***	0.11***	0.40***	Partial Mediation
H9	Blockchain (BCN)→	ATF→	FEI	0.33***	0.13***	0.46***	Partial Mediation

Hypothesis	Exogenous variable	Mediator	Endogenous variable	Direct effect (β)	Indirect effect (β)	Total effect (β)	Mediation type
H6	FinTech Knowledge (FKN)→	Attitude Toward FinTech Entrepreneurship (ATF)→	FinTech Entrepreneurial Intention (FEI)	0.32***	0.16***	0.48***	Partial Mediation
H7	Crowdfunding (CFD)→	ATF→	FEI	–	0.14***	0.14***	Full Mediation
H8	Mobile Payment (MPT)→	ATF→	FEI	0.29***	0.11***	0.40***	Partial Mediation
H9	Blockchain (BCN)→	ATF→	FEI	0.33***	0.13***	0.46***	Partial Mediation

Note(s): • Indirect effects were calculated as the product of the path coefficients (e.g. Exogenous → ATF × ATF → FEI); • Significance was assessed using bootstrapping with 5,000 resamples and a 95% confidence interval (two-tailed); • ***p < 0.001; • CI ≠ 0 indicates that the confidence interval does not include zero, confirming significant mediation (Hair et al., 2021)

[ViewLarge]

Sharing Unavailable