Table 4 Assessment of discriminant...

Table 4

Assessment of discriminant validity using the heterotrait–monotrait (HTMT) and Fornell–Larcker criterions

Construct	1	2	3	4	5	6
1. BDA-AI capabilities	0.818	0.313	0.313	0.313	0.313	0.313
2. BDA-AI risk concerns	−0.307	0.844	0.325	0.325	0.325	0.325
3. Distribution efficiency	0.303	−0.311	0.847	0.425	0.425	0.425
4. Operational performance	0.359	−0.254	0.394	0.834	0.583	0.583
5. Organisational resilience	0.377	−0.286	0.416	0.537	0.829	0.480
6. Service innovation	0.331	−0.212	0.420	0.526	0.440	0.825

Construct	1	2	3	4	5	6
1. BDA-AI capabilities	0.818	0.313	0.313	0.313	0.313	0.313
2. BDA-AI risk concerns	−0.307	0.844	0.325	0.325	0.325	0.325
3. Distribution efficiency	0.303	−0.311	0.847	0.425	0.425	0.425
4. Operational performance	0.359	−0.254	0.394	0.834	0.583	0.583
5. Organisational resilience	0.377	−0.286	0.416	0.537	0.829	0.480
6. Service innovation	0.331	−0.212	0.420	0.526	0.440	0.825

Note(s): The HTMT result is highlighted in italics and falls above the diagonal value, while the result below (italic and underline) belongs to the Fornell–Larcker criterion

Source(s): Authors’ own work

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