Inclusive and exclusive criteria
| Inclusion criteria | Purpose |
|---|---|
| Phenomenon of interest | The researcher considered studies that discuss financial technology, financial inclusion, SMEs' external financing, Information asymmetry, fintech credit offerings, fintech innovation and fintech in developing economies |
| Empirical studies | The researcher conducted a comprehensive review of the literature based on empirical studies, encompassing quantitative, qualitative and mixed-method approaches |
| Conceptual studies | The researcher considered conceptual studies published in reputable peer-reviewed journals, conferences and book chapters (sections) |
| Unit of analysis | For the analysis, the researcher interrogated papers that are termed financial technology, or Fintech, or Digital financial inclusion |
| Type of article | The researcher considered only peer-reviewed journals, conference papers and book chapters written in the English language |
| Research focus Search coverage | The researcher considers only digital technology financing articles between 2015 and 2024 |
| Inclusion criteria | Purpose |
|---|---|
| Phenomenon of interest | The researcher considered studies that discuss financial technology, financial inclusion, SMEs' external financing, Information asymmetry, fintech credit offerings, fintech innovation and fintech in developing economies |
| Empirical studies | The researcher conducted a comprehensive review of the literature based on empirical studies, encompassing quantitative, qualitative and mixed-method approaches |
| Conceptual studies | The researcher considered conceptual studies published in reputable peer-reviewed journals, conferences and book chapters (sections) |
| Unit of analysis | For the analysis, the researcher interrogated papers that are termed financial technology, or Fintech, or Digital financial inclusion |
| Type of article | The researcher considered only peer-reviewed journals, conference papers and book chapters written in the English language |
| Research focus | The researcher considers only digital technology financing articles between 2015 and 2024 |
| Exclusion criteria | Purpose |
|---|---|
| Phenomenon of interest | The researcher excluded literature that does not discuss our phenomenon of interest, using concepts and the relationship between concepts, explaining financial technology |
| Type of start-up studied | The researcher excluded studies that focus on traditional bank-driven credit access to individuals and SMEs |
| Unit of analysis | The researcher excluded literature about non-technology-based financial service studies |
| Focus of research | Non-scholarly peer-reviewed literature was excluded |
| Types of articles | The researcher excluded journals, conference papers and book sections that are not peer-reviewed |
| Search date exclusion | We excluded articles not published between 2015 and 2024 |
| Exclusion criteria | Purpose |
|---|---|
| Phenomenon of interest | The researcher excluded literature that does not discuss our phenomenon of interest, using concepts and the relationship between concepts, explaining financial technology |
| Type of start-up studied | The researcher excluded studies that focus on traditional bank-driven credit access to individuals and SMEs |
| Unit of analysis | The researcher excluded literature about non-technology-based financial service studies |
| Focus of research | Non-scholarly peer-reviewed literature was excluded |
| Types of articles | The researcher excluded journals, conference papers and book sections that are not peer-reviewed |
| Search date exclusion | We excluded articles not published between 2015 and 2024 |
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