Table 2 Reliability and validity metrics...

Table 2

Reliability and validity metrics of constructs

Variable					Discriminant validity
	Reliability and convergent validity				Fornell-Larcker criterion				HTMT criterion
	α	rho_A	CR	AVE	1	2	3	4	1	2	3
IN	0.794	0.814	0.867	0.624	0.790
SUSM	0.870	0.881	0.905	0.657	0.430	0.811			0.509
FC	0.868	0.874	0.904	0.655	0.428	0.249	0.809		0.485	0.269
FG	0.898	0.905	0.920	0.624	0.590	0.361	0.664	0.790	0.675	0.390	0.735

Variable					Discriminant validity
	Reliability and convergent validity				Fornell-Larcker criterion				HTMT criterion
	α	rho_A	CR	AVE	1	2	3	4	1	2	3
IN	0.794	0.814	0.867	0.624	0.790
SUSM	0.870	0.881	0.905	0.657	0.430	0.811			0.509
FC	0.868	0.874	0.904	0.655	0.428	0.249	0.809		0.485	0.269
FG	0.898	0.905	0.920	0.624	0.590	0.361	0.664	0.790	0.675	0.390	0.735

Note(s):

α = Cronbach’s alpha; CR = composite reliability; AVE = average variance extracted: rho_A = reliability coeﬃcient, Values on the diagonal in the Fornell–Larcker criterion matrix represent the square roots of the AVE for each construct. Discriminant validity is established when these diagonal values are greater than the correlations between constructs (off-diagonal elements)

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