Table 6. Results of OLS analysis...

Table 6.

Results of OLS analysis

Variables	Model1	Model2	Model3	Model4	Model5
DFB
FK	0.267*** (0.0609)				0.188*** (0.0651)
DL		0.0758** (0.0296)			0.0289 (0.0311)
CL			0.209*** (0.0514)		0.123** (0.0580)
PAS				0.224** (0.0888)	0.163* (0.0887)
Gender
Women	0.0448 (0.155)	−0.0387 (0.155)	−0.0399 (0.157)	0.0655 (0.151)	0.107 (0.150)
Age 25–34	−0.253 (0.277)	−0.173 (0.280)	−0.135 (0.279)	−0.149 (0.268)	−0.251 (0.271)
Age 35–44	−0.572** (0.283)	−0.533* (0.288)	−0.422 (0.291)	−0.387 (0.282)	−0.510* (0.278)
Age 45–54	−0.791*** (0.291)	−0.657** (0.297)	−0.542* (0.295)	−0.564** (0.280)	−0.773*** (0.290)
Age 55 +	−0.759** (0.329)	−0.534 (0.325)	−0.493 (0.322)	−0.462 (0.322)	−0.646* (0.329)
Educational level
University	0.612* (0.319)	0.787** (0.335)	0.649* (0.338)	0.598* (0.321)	0.531 (0.329)
University degree	0.328** (0.161)	0.417** (0.165)	0.351** (0.162)	0.295* (0.166)	0.296* (0.162)
Master/PhD	0.815*** (0.187)	0.981*** (0.188)	0.893*** (0.192)	0.827*** (0.192)	0.727*** (0.195)
Income
15.000–28.000	0.328 (0.287)	0.463 (0.293)	0.474 (0.291)	0.435 (0.288)	0.303 (0.288)
29.000–55.000	0.0544 (0.305)	0.286 (0.324)	0.104 (0.334)	0.0964 (0.318)	0.121 (0.301)
56.000–75.000	0.0530 (0.318)	0.252 (0.376)	0.182 (0.376)	0.183 (0.335)	−0.0349 (0.319)
76.000 +	0.236 (0.490)	0.493 (0.514)	0.274 (0.546)	0.436 (0.538)	0.389 (0.485)
Marital status
Widow (er)	0.550 (0.420)	0.527 (0.515)	0.437 (0.477)	0.343 (0.462)	0.404 (0.435)
Divorced	−0.374 (0.342)	−0.298 (0.331)	−0.390 (0.347)	−0.402 (0.340)	−0.305 (0.362)
Married/Cohabitant	0.0674 (0.191)	0.0353 (0.199)	0.0299 (0.202)	0.0767 (0.186)	0.0957 (0.187)
Constant	0.481** (0.221)	0.419 (0.263)	0.470** (0.219)	0.251 (0.317)	−0.281 (0.324)
Observations	304	304	304	304	304
R-squared	0.212	0.169	0.201	0.173	0.241

Variables	Model1	Model2	Model3	Model4	Model5
DFB
FK	0.267*** (0.0609)				0.188*** (0.0651)
DL		0.0758** (0.0296)			0.0289 (0.0311)
CL			0.209*** (0.0514)		0.123** (0.0580)
PAS				0.224** (0.0888)	0.163* (0.0887)
Gender
Women	0.0448 (0.155)	−0.0387 (0.155)	−0.0399 (0.157)	0.0655 (0.151)	0.107 (0.150)
Age 25–34	−0.253 (0.277)	−0.173 (0.280)	−0.135 (0.279)	−0.149 (0.268)	−0.251 (0.271)
Age 35–44	−0.572** (0.283)	−0.533* (0.288)	−0.422 (0.291)	−0.387 (0.282)	−0.510* (0.278)
Age 45–54	−0.791*** (0.291)	−0.657** (0.297)	−0.542* (0.295)	−0.564** (0.280)	−0.773*** (0.290)
Age 55 +	−0.759** (0.329)	−0.534 (0.325)	−0.493 (0.322)	−0.462 (0.322)	−0.646* (0.329)
Educational level
University	0.612* (0.319)	0.787** (0.335)	0.649* (0.338)	0.598* (0.321)	0.531 (0.329)
University degree	0.328** (0.161)	0.417** (0.165)	0.351** (0.162)	0.295* (0.166)	0.296* (0.162)
Master/PhD	0.815*** (0.187)	0.981*** (0.188)	0.893*** (0.192)	0.827*** (0.192)	0.727*** (0.195)
Income
15.000–28.000	0.328 (0.287)	0.463 (0.293)	0.474 (0.291)	0.435 (0.288)	0.303 (0.288)
29.000–55.000	0.0544 (0.305)	0.286 (0.324)	0.104 (0.334)	0.0964 (0.318)	0.121 (0.301)
56.000–75.000	0.0530 (0.318)	0.252 (0.376)	0.182 (0.376)	0.183 (0.335)	−0.0349 (0.319)
76.000 +	0.236 (0.490)	0.493 (0.514)	0.274 (0.546)	0.436 (0.538)	0.389 (0.485)
Marital status
Widow (er)	0.550 (0.420)	0.527 (0.515)	0.437 (0.477)	0.343 (0.462)	0.404 (0.435)
Divorced	−0.374 (0.342)	−0.298 (0.331)	−0.390 (0.347)	−0.402 (0.340)	−0.305 (0.362)
Married/Cohabitant	0.0674 (0.191)	0.0353 (0.199)	0.0299 (0.202)	0.0767 (0.186)	0.0957 (0.187)
Constant	0.481** (0.221)	0.419 (0.263)	0.470** (0.219)	0.251 (0.317)	−0.281 (0.324)
Observations	304	304	304	304	304
R-squared	0.212	0.169	0.201	0.173	0.241

Note(s):

Robust standard errors in parentheses ***p < 0.01, **p < 0.05, *p < 0.1

Source(s): Authors’ own work

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