Table 3

Sampling adequacy, exploratory and confirmatory factor analysis results

VariablesEFA loadingCFA loading
Relative advantage
Blockchain technology will enable us to scale our operational data more effectively0.8670.818
Blockchain technology will facilitate access to information anytime and anywhere0.8630.809
Blockchain technology will make it easier to manage the information technology infrastructure0.8770.837
Blockchain technology will facilitate the sharing of data resources0.8640.812
Compatibility
Blockchain technology is compatible with the existing technology architecture0.6870.550
Customization in blockchain technology applications is easy0.7830.701
Blockchain technology will be compatible with existing formats, transaction interfaces and data0.7840.702
Blockchain technology will expand the scope of personalization0.7340.617
Complexity
Blockchain technology applications may not be compatible with the current infrastructure0.7970.654
Blockchain technology may create computer failures and data security vulnerabilities0.8460.773
Blockchain technology may be difficult to integrate into complex banking operations0.8430.762
Technical knowledge
Technical workforce and units for blockchain technology are available0.8650.831
Consultants for blockchain technology can be accessed easily0.8880.875
Technical and service providers already using blockchain technology are accessible0.8670.803
Similar technologies have been used successfully in the past0.7690.654
Information security
Transactions carried out through blockchain technology will be secure0.8940.836
Information sharing through blockchain technology will be secure0.9020.862
Blockchain technology will provide a high level of data security0.8820.805
Perceived financial benefits
Blockchain technology will reduce operational costs0.8050.725
Blockchain technology will attract new customers that increase profitability0.8390.767
Blockchain technology will reduce transaction costs0.8670.833
Blockchain technology will help retain existing customers by increasing profitability0.8120.741
Organizational capability
Access to technical knowledge is available for implementing blockchain technology0.8240.751
Access to computers is available for implementing blockchain technology0.8500.806
Access to an Internet connection is available for implementing blockchain technology0.8360.779
Sufficient capital is available for implementing blockchain technology0.7990.709
Top management support
Top management assigns strategic importance to blockchain technology0.8080.744
Top management is willing to take risks related to blockchain technology0.8280.776
Top management encourages a culture of transparency and accountability gained through information sharing0.7970.704
Top management has demonstrated strong leadership and commitment in adopting information and communication technology innovations in the past0.7800.679
Training and education
Training to be provided on Blockchain Technology will significantly improve understanding of blockchain0.8480.737
Training on Blockchain Technology will increase confidence/competence0.9010.907
Your organization will provide adequate training on Blockchain Technology0.8390.717
Competitive pressure
Blockchain Technology will provide competitive advantages0.7720.720
Your competitors in the industry are in the process of implementing blockchain technology0.8090.774
Competitors will become more competitive through the implementation of blockchain technology0.7970.748
Competitors will have more advanced processes through the implementation of blockchain technology0.7680.669
Competitors will reduce transaction times and costs through the implementation of blockchain technology0.7070.595
Partner readiness
Business partners will be willing to implement blockchain technology0.8740.825
Business partners will support blockchain technology0.8820.840
Business partners will be willing to change their processes and practices for blockchain technology0.8980.871
Business partners have always supported us in information and communication technology initiatives in the past0.8590.801
Perceived ease of use
Blockchain technology will be easy to understand0.8900.857
Blockchain technology will be easy to adopt0.9090.891
Blockchain technology will be easy to use0.8940.849
The features of blockchain technology will be easier than those of other technologies0.8670.804
Perceived usefulness
Blockchain technology will help improve job efficiency0.8300.749
Blockchain technology will improve the quality of business operations0.8520.786
Blockchain technology will enhance organizational competitiveness0.8740.845
Overall, blockchain technology will be useful for my job0.8490.802
Blockchain adoption
Blockchain technology will be used regularly in the future0.8630.776
Using blockchain technology will be advantageous0.8850.839
The organization will be willing to use blockchain technology0.8660.783

Note(s): Kaiser–Meyer–Olkin (KMO): 0.891; Bartlett's test of sphericity (χ2): 14716.087

Degrees of freedom: 1,378; p-value: <0.001

χ2: 2326.97; df: 1,234; p-value: <0.001; χ2/df: 1.886; CFI: 0.922; TLI: 0.912; GFI: 0.901; RMSEA: 0.043; SRMR: 0.053

Source(s): Authors' own work

or Create an Account

Close Modal
Close Modal