Table 2

Regulation of Digital Banking in Selected Jurisdictions

Specific Digital Banking Licensing and Regulatory FrameworkDigital Banking Regulated Under a General Regulatory Framework
Hong Kong, Taiwan, Korea, Singapore, Malaysia, Philippines, PakistanArgentina, Australia, Brazil, Canada, China, Dominica, European Union, Japan, Indonesia, New Zealand, Nigeria, Russia, South Africa, United Kingdom, United States
Source: Press Releases from financial regulatory agencies; Alliance for Financial Inclusion (Law, 2025).
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