Table 3

Digital Bank Licenses and Operations (as of April 2025)

JurisdictionsNumber of Digital Bank Licenses issued (% in market)Number of Banks (Including digital banks)
Hong Kong8 (4%)194
Malaysia5 (12%)42
Singapore4 (3%)150
Philippines6 (1.2%)
(Only 2 are completely digital)
489
(400 rural and cooperative banks)
Taiwan3 (8%)39
South Korea3 (6%)55
Pakistan5 (16%)31
Japan20 (10%)
(holding traditional banking licenses)
195
Source: Author compilation from press releases of regulators in respective jurisdictions.

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