Table 4

Mediating effect of behavioural intention

95% CI Bootstrap BC
β)PLBUBConclusion
EE → BI → CBDC UB0.0760.0080.0250.138Significant
FC → BI → CBDC UB0.0720.030.0210.156Significant
PE → BI → CBDC UB0.020.1140.0030.054Not Significant
SI → BI → CBDC UB0.0620.0340.0180.134Significant

Note(s): Behavioural intention = BI; CBDC Use Behaviour = CBDC UB; Effort Expectancy = EE; Facilitating Conditions = FC; Performance Expectancy = PE; Social Influence = SI

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