Table 3.

Descriptive statistics

Conventional banksIslamic banks
VariablesMeanSDMeanSDANOVA F statisticProb > F
FPI0.1233.00−0.3673.922.460.1170
Overheads−2.150.93−1.800.82  
Bank size16.071.3816.411.17  
Retained earnings12.674.1010.947.46  
Deposits7.093.0112.0042.09  
Operating efficiency0.9360.730.7160.560  
GDP (const.)25.601.0525.891.07  
Inflation3.475.322.685.20  
Cellular138.6444.14152.1843.71  
Note:

This table provides (Mean) and the variability SD of the observations and an ANOVA analysis performed for FPI

Source: Author’s own work

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