Table 1 Variable descriptions Variable... | Emerald Publishing

Table 1

Variable descriptions

Variable	Description	Mean	Standard deviation
Insurance adoption	1 = subscribed; 0 = not subscribed	0.30	0.46
Awareness	1 = aware of the product; 0 = otherwise	0.56	0.50
Trust level (1–5)	Confidence in insurance: 1 = low; 5 = high	3.12	1.04
Education	Years of schooling of household head	6.0	4.1
Farm size	Cultivated area (ha)	3.1	2.3
Household income	FCFA/year (thousands)	1,900	1,050
Access to credit	1 = agricultural credit; 0 = otherwise	0.29	0.45
Previous shock	1 = recent climate shock; 0 = otherwise	0.43	0.50
Cooperative membership	1 = member; 0 = otherwise	0.34	0.47
Radio access	1 = regular access; 0 = otherwise	0.52	0.50
Extension contact	1 = contact with extension services; 0 = otherwise	0.31	0.46
Risk perception (1–5)	Climate risk: 1 = low; 5 = high	3.9	0.9
Age (years)	Age of household head	45	12

Variable	Description	Mean	Standard deviation
Insurance adoption	1 = subscribed; 0 = not subscribed	0.30	0.46
Awareness	1 = aware of the product; 0 = otherwise	0.56	0.50
Trust level (1–5)	Confidence in insurance: 1 = low; 5 = high	3.12	1.04
Education	Years of schooling of household head	6.0	4.1
Farm size	Cultivated area (ha)	3.1	2.3
Household income	FCFA/year (thousands)	1,900	1,050
Access to credit	1 = agricultural credit; 0 = otherwise	0.29	0.45
Previous shock	1 = recent climate shock; 0 = otherwise	0.43	0.50
Cooperative membership	1 = member; 0 = otherwise	0.34	0.47
Radio access	1 = regular access; 0 = otherwise	0.52	0.50
Extension contact	1 = contact with extension services; 0 = otherwise	0.31	0.46
Risk perception (1–5)	Climate risk: 1 = low; 5 = high	3.9	0.9
Age (years)	Age of household head	45	12

Note(s): FCFA = African Financial Community franc

Source(s): Authors’ calculations