Table 2 Agricultural insurance adoption... | Emerald Publishing

Table 2

Agricultural insurance adoption (logit model, marginal effects)

Variable	Logit coef. (SE)	z-Stat	dy/dx (SE)
Awareness	0.742*** (0.191)	3.88	0.149*** (0.038)
Education	0.398*** (0.109)	3.65	0.079*** (0.022)
Trust	0.286** (0.132)	2.17	0.057** (0.026)
Farm size (log ha)	0.301** (0.138)	2.18	0.060** (0.028)
Income (k FCFA)	0.244*** (0.079)	3.09	0.049*** (0.016)
Access to credit	0.671*** (0.176)	3.81	0.134*** (0.035)
Climate risk (ref = 1)
– Category 2	0.112 (0.145)	0.77	0.022 (0.029)
– Category 3	0.189* (0.102)	1.85	0.038* (0.020)
– Category 4	0.219** (0.103)	2.13	0.044** (0.021)
– Category 5	0.312** (0.128)	2.44	0.062** (0.025)
Extension contact	0.355** (0.149)	2.38	0.071** (0.030)
Past climate shock	0.587*** (0.161)	3.65	0.118*** (0.031)
Cooperative membership	0.362** (0.151)	2.40	0.072** (0.030)
Rural radio access	0.187* (0.112)	1.67	0.037* (0.022)
Age	−0.014 (0.010)	−1.40	−0.003 (0.002)
Constant	−2.436*** (0.643)	−3.79	–

Variable	Logit coef. (SE)	z-Stat	dy/dx (SE)
Awareness	0.742*** (0.191)	3.88	0.149*** (0.038)
Education	0.398*** (0.109)	3.65	0.079*** (0.022)
Trust	0.286** (0.132)	2.17	0.057** (0.026)
Farm size (log ha)	0.301** (0.138)	2.18	0.060** (0.028)
Income (k FCFA)	0.244*** (0.079)	3.09	0.049*** (0.016)
Access to credit	0.671*** (0.176)	3.81	0.134*** (0.035)
Climate risk (ref = 1)
– Category 2	0.112 (0.145)	0.77	0.022 (0.029)
– Category 3	0.189* (0.102)	1.85	0.038* (0.020)
– Category 4	0.219** (0.103)	2.13	0.044** (0.021)
– Category 5	0.312** (0.128)	2.44	0.062** (0.025)
Extension contact	0.355** (0.149)	2.38	0.071** (0.030)
Past climate shock	0.587*** (0.161)	3.65	0.118*** (0.031)
Cooperative membership	0.362** (0.151)	2.40	0.072** (0.030)
Rural radio access	0.187* (0.112)	1.67	0.037* (0.022)
Age	−0.014 (0.010)	−1.40	−0.003 (0.002)
Constant	−2.436*** (0.643)	−3.79	–

Note(s): ***p < 0.01, **p < 0.05, *p < 0.10. SE = Standard Error

Source(s): Authors’ calculations