Table A5

Discriminant validity testing for the samples (Fornell-Larcker Criterion: Matrix of correlation constructs and the square root of AVE)

AustraliaHong KongSaudi Arabia
ETUBUAISAIRRAIETUBUAISAIRRAIETUBUAISAIRRAI
E0.609       0.730       0.688       
T0.120.740      0.3320.792      0.2180.820      
U0.2010.2330.751     0.4520.3750.772     0.3590.3150.758     
B0.2790.5930.2230.752    0.4010.5550.4720.797    0.3390.490.3930.797    
UAI0.1230.4030.120.5970.641   0.1180.4640.360.5510.650   0.1650.4240.3090.5290.758   
SAI0.1160.341−0.0250.3790.7070.803  0.1690.4850.3170.4940.7770.733  0.210.3790.1760.3460.7140.817  
R−0.007−0.453−0.058−0.272−0.258−0.2270.724 0.0850.1850.1440.2860.2470.0610.669 −0.0440.1−0.0590.1720.173−0.0040.719 
RAI−0.062−0.1540.103−0.0070.041−0.0660.5230.6450.010.2720.1740.3680.5730.2670.5550.7310.1060.4260.2180.490.6270.40.310.785

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