Discriminant validity (Fornell–Larcker criterion)
| Factor | Privacy concerns | Privacy control | Perceived effectiveness of privacy policy | Perceived privacy risk | Performance risk | Trust | Perceived social risk | Perceived benefits for work | Perceived personalized benefits | Intention to use |
|---|---|---|---|---|---|---|---|---|---|---|
| Privacy concerns | 0.865 | |||||||||
| Privacy control | −0.314 | 0.917 | ||||||||
| Perceived effectiveness of privacy policy | −0.168 | 0.491 | 0.930 | |||||||
| Perceived privacy risk | 0.507 | −0.240 | −0.192 | 0.874 | ||||||
| performance risk | 0.396 | −0.198 | −0.121 | 0.512 | 0.818 | |||||
| Trust | −0.133 | 0.326 | 0.519 | −0.162 | −0.111 | 0.903 | ||||
| Perceived social risk | 0.199 | −0.080 | −0.103 | 0.229 | 0.276 | −0.162 | 0.822 | |||
| Perceived benefits for work | −0.086 | 0.279 | 0.342 | −0.161 | −0.181 | 0.347 | −0.134 | 0.898 | ||
| Perceived personalized benefits | 0.084 | 0.145 | 0.263 | −0.057 | 0.300 | −0.060 | 0.514 | 0.925 | ||
| Intention to use | −0.242 | 0.447 | 0.367 | −0.293 | −0.270 | 0.390 | 0.148 | 0.601 | 0.392 | 0.898 |
| Factor | Privacy concerns | Privacy control | Perceived effectiveness of privacy policy | Perceived privacy risk | Performance risk | Trust | Perceived social risk | Perceived benefits for work | Perceived personalized benefits | Intention to use |
|---|---|---|---|---|---|---|---|---|---|---|
| Privacy concerns | 0.865 | |||||||||
| Privacy control | −0.314 | 0.917 | ||||||||
| Perceived effectiveness of privacy policy | −0.168 | 0.491 | 0.930 | |||||||
| Perceived privacy risk | 0.507 | −0.240 | −0.192 | 0.874 | ||||||
| performance risk | 0.396 | −0.198 | −0.121 | 0.512 | 0.818 | |||||
| Trust | −0.133 | 0.326 | 0.519 | −0.162 | −0.111 | 0.903 | ||||
| Perceived social risk | 0.199 | −0.080 | −0.103 | 0.229 | 0.276 | −0.162 | 0.822 | |||
| Perceived benefits for work | −0.086 | 0.279 | 0.342 | −0.161 | −0.181 | 0.347 | −0.134 | 0.898 | ||
| Perceived personalized benefits | 0.084 | 0.145 | 0.263 | −0.057 | 0.300 | −0.060 | 0.514 | 0.925 | ||
| Intention to use | −0.242 | 0.447 | 0.367 | −0.293 | −0.270 | 0.390 | 0.148 | 0.601 | 0.392 | 0.898 |
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