Table 1

Factor analysis by rotated component matrix

Study 1A (USA)Study 1B (Sweden)
123456123456
Identity theftIdentity theft
IT10.67−0.010.01−0.01−0.010.05IT10.55−0.040.06−0.030.020.05
IT20.76−0.02−0.003−0.04−0.050.02IT20.61−0.02−0.010.04−0.060.03
IT30.780.010.0090.07−0.06−0.01IT30.530.050.030.07−0.04−0.02
Legitimacy of companiesLegitimacy of companies
LC1−0.07−0.070.030.140.780.09LC1−0.060.040.050.120.680.09
LC2−0.080.060.110.130.660.15LC2−0.050.060.110.100.640.14
LC30.020.030.210.090.610.03LC30.030.050.080.270.620.04
Reporting fraudReporting fraud
RF10.020.010.060.880.170.14RF10.020.040.080.670.150.12
RF20.010.070.060.840.130.20RF20.050.060.070.580.140.08
RF3−0.060.130.190.790.080.06RF3−0.040.120.260.700.220.07
Checking red flagsChecking red flags
CRF1−0.010.86−0.070.050.010.15CRF1−0.010.88−0.060.040.010.14
CRF20.030.71−0.050.040.030.04CRF20.020.74−0.050.060.140.05
CRF3−0.020.800.010.07−0.020.05CRF3−0.030.660.030.08−0.020.06
Protection toolsProtection tools
PT10.040.010.040.020.110.84PT10.030.020.050.190.110.89
PT20.030.130.05−0.020.080.89PT20.040.110.06−0.010.150.88
PT3−0.020.080.040.06−0.020.71PT3−0.010.090.130.16−0.030.80
Reading terms and conditionsReading terms and conditions
RTC1−0.01−0.030.880.170.030.14RTC1−0.02−0.040.710.140.030.11
RTC2−0.02−0.060.860.110.050.07RTC2−0.01−0.060.770.100.050.08
RTC30.03−0.010.610.020.040.04RTC30.04−0.020.660.050.220.06
Kaiser-Meyer-Olkin Measure of Sampling AdequacyKaiser-Meyer-Olkin Measure of Sampling Adequacy
0.750.72
Bartlett's Test of SphericityBartlett's Test of Sphericity
Approx. Chi-Square4000.56Approx. Chi-Square1857.76
df153df153
Sig<0.001Sig<0.001
Total variance explainedTotal variance explained
82.89%79.11%
Source(s): Author’s own work

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