Factor analysis by rotated component matrix
| Study 1A (USA) | Study 1B (Sweden) | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | 2 | 3 | 4 | 5 | 6 | 1 | 2 | 3 | 4 | 5 | 6 | ||
| Identity theft | Identity theft | ||||||||||||
| IT1 | 0.67 | −0.01 | 0.01 | −0.01 | −0.01 | 0.05 | IT1 | 0.55 | −0.04 | 0.06 | −0.03 | 0.02 | 0.05 |
| IT2 | 0.76 | −0.02 | −0.003 | −0.04 | −0.05 | 0.02 | IT2 | 0.61 | −0.02 | −0.01 | 0.04 | −0.06 | 0.03 |
| IT3 | 0.78 | 0.01 | 0.009 | 0.07 | −0.06 | −0.01 | IT3 | 0.53 | 0.05 | 0.03 | 0.07 | −0.04 | −0.02 |
| Legitimacy of companies | Legitimacy of companies | ||||||||||||
| LC1 | −0.07 | −0.07 | 0.03 | 0.14 | 0.78 | 0.09 | LC1 | −0.06 | 0.04 | 0.05 | 0.12 | 0.68 | 0.09 |
| LC2 | −0.08 | 0.06 | 0.11 | 0.13 | 0.66 | 0.15 | LC2 | −0.05 | 0.06 | 0.11 | 0.10 | 0.64 | 0.14 |
| LC3 | 0.02 | 0.03 | 0.21 | 0.09 | 0.61 | 0.03 | LC3 | 0.03 | 0.05 | 0.08 | 0.27 | 0.62 | 0.04 |
| Reporting fraud | Reporting fraud | ||||||||||||
| RF1 | 0.02 | 0.01 | 0.06 | 0.88 | 0.17 | 0.14 | RF1 | 0.02 | 0.04 | 0.08 | 0.67 | 0.15 | 0.12 |
| RF2 | 0.01 | 0.07 | 0.06 | 0.84 | 0.13 | 0.20 | RF2 | 0.05 | 0.06 | 0.07 | 0.58 | 0.14 | 0.08 |
| RF3 | −0.06 | 0.13 | 0.19 | 0.79 | 0.08 | 0.06 | RF3 | −0.04 | 0.12 | 0.26 | 0.70 | 0.22 | 0.07 |
| Checking red flags | Checking red flags | ||||||||||||
| CRF1 | −0.01 | 0.86 | −0.07 | 0.05 | 0.01 | 0.15 | CRF1 | −0.01 | 0.88 | −0.06 | 0.04 | 0.01 | 0.14 |
| CRF2 | 0.03 | 0.71 | −0.05 | 0.04 | 0.03 | 0.04 | CRF2 | 0.02 | 0.74 | −0.05 | 0.06 | 0.14 | 0.05 |
| CRF3 | −0.02 | 0.80 | 0.01 | 0.07 | −0.02 | 0.05 | CRF3 | −0.03 | 0.66 | 0.03 | 0.08 | −0.02 | 0.06 |
| Protection tools | Protection tools | ||||||||||||
| PT1 | 0.04 | 0.01 | 0.04 | 0.02 | 0.11 | 0.84 | PT1 | 0.03 | 0.02 | 0.05 | 0.19 | 0.11 | 0.89 |
| PT2 | 0.03 | 0.13 | 0.05 | −0.02 | 0.08 | 0.89 | PT2 | 0.04 | 0.11 | 0.06 | −0.01 | 0.15 | 0.88 |
| PT3 | −0.02 | 0.08 | 0.04 | 0.06 | −0.02 | 0.71 | PT3 | −0.01 | 0.09 | 0.13 | 0.16 | −0.03 | 0.80 |
| Reading terms and conditions | Reading terms and conditions | ||||||||||||
| RTC1 | −0.01 | −0.03 | 0.88 | 0.17 | 0.03 | 0.14 | RTC1 | −0.02 | −0.04 | 0.71 | 0.14 | 0.03 | 0.11 |
| RTC2 | −0.02 | −0.06 | 0.86 | 0.11 | 0.05 | 0.07 | RTC2 | −0.01 | −0.06 | 0.77 | 0.10 | 0.05 | 0.08 |
| RTC3 | 0.03 | −0.01 | 0.61 | 0.02 | 0.04 | 0.04 | RTC3 | 0.04 | −0.02 | 0.66 | 0.05 | 0.22 | 0.06 |
| Kaiser-Meyer-Olkin Measure of Sampling Adequacy | Kaiser-Meyer-Olkin Measure of Sampling Adequacy | ||||||||||||
| 0.75 | 0.72 | ||||||||||||
| Bartlett's Test of Sphericity | Bartlett's Test of Sphericity | ||||||||||||
| Approx. Chi-Square | 4000.56 | Approx. Chi-Square | 1857.76 | ||||||||||
| df | 153 | df | 153 | ||||||||||
| Sig | <0.001 | Sig | <0.001 | ||||||||||
| Total variance explained | Total variance explained | ||||||||||||
| 82.89% | 79.11% | ||||||||||||
| Study 1A (USA) | Study 1B (Sweden) | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | 2 | 3 | 4 | 5 | 6 | 1 | 2 | 3 | 4 | 5 | 6 | ||
| Identity theft | Identity theft | ||||||||||||
| IT1 | −0.01 | 0.01 | −0.01 | −0.01 | 0.05 | IT1 | −0.04 | 0.06 | −0.03 | 0.02 | 0.05 | ||
| IT2 | −0.02 | −0.003 | −0.04 | −0.05 | 0.02 | IT2 | −0.02 | −0.01 | 0.04 | −0.06 | 0.03 | ||
| IT3 | 0.01 | 0.009 | 0.07 | −0.06 | −0.01 | IT3 | 0.05 | 0.03 | 0.07 | −0.04 | −0.02 | ||
| Legitimacy of companies | Legitimacy of companies | ||||||||||||
| LC1 | −0.07 | −0.07 | 0.03 | 0.14 | 0.09 | LC1 | −0.06 | 0.04 | 0.05 | 0.12 | 0.09 | ||
| LC2 | −0.08 | 0.06 | 0.11 | 0.13 | 0.15 | LC2 | −0.05 | 0.06 | 0.11 | 0.10 | 0.14 | ||
| LC3 | 0.02 | 0.03 | 0.21 | 0.09 | 0.03 | LC3 | 0.03 | 0.05 | 0.08 | 0.27 | 0.04 | ||
| Reporting fraud | Reporting fraud | ||||||||||||
| RF1 | 0.02 | 0.01 | 0.06 | 0.17 | 0.14 | RF1 | 0.02 | 0.04 | 0.08 | 0.15 | 0.12 | ||
| RF2 | 0.01 | 0.07 | 0.06 | 0.13 | 0.20 | RF2 | 0.05 | 0.06 | 0.07 | 0.14 | 0.08 | ||
| RF3 | −0.06 | 0.13 | 0.19 | 0.08 | 0.06 | RF3 | −0.04 | 0.12 | 0.26 | 0.22 | 0.07 | ||
| Checking red flags | Checking red flags | ||||||||||||
| CRF1 | −0.01 | −0.07 | 0.05 | 0.01 | 0.15 | CRF1 | −0.01 | −0.06 | 0.04 | 0.01 | 0.14 | ||
| CRF2 | 0.03 | −0.05 | 0.04 | 0.03 | 0.04 | CRF2 | 0.02 | −0.05 | 0.06 | 0.14 | 0.05 | ||
| CRF3 | −0.02 | 0.01 | 0.07 | −0.02 | 0.05 | CRF3 | −0.03 | 0.03 | 0.08 | −0.02 | 0.06 | ||
| Protection tools | Protection tools | ||||||||||||
| PT1 | 0.04 | 0.01 | 0.04 | 0.02 | 0.11 | PT1 | 0.03 | 0.02 | 0.05 | 0.19 | 0.11 | ||
| PT2 | 0.03 | 0.13 | 0.05 | −0.02 | 0.08 | PT2 | 0.04 | 0.11 | 0.06 | −0.01 | 0.15 | ||
| PT3 | −0.02 | 0.08 | 0.04 | 0.06 | −0.02 | PT3 | −0.01 | 0.09 | 0.13 | 0.16 | −0.03 | ||
| Reading terms and conditions | Reading terms and conditions | ||||||||||||
| RTC1 | −0.01 | −0.03 | 0.17 | 0.03 | 0.14 | RTC1 | −0.02 | −0.04 | 0.14 | 0.03 | 0.11 | ||
| RTC2 | −0.02 | −0.06 | 0.11 | 0.05 | 0.07 | RTC2 | −0.01 | −0.06 | 0.10 | 0.05 | 0.08 | ||
| RTC3 | 0.03 | −0.01 | 0.02 | 0.04 | 0.04 | RTC3 | 0.04 | −0.02 | 0.05 | 0.22 | 0.06 | ||
| Kaiser-Meyer-Olkin Measure of Sampling Adequacy | Kaiser-Meyer-Olkin Measure of Sampling Adequacy | ||||||||||||
| 0.75 | 0.72 | ||||||||||||
| Bartlett's Test of Sphericity | Bartlett's Test of Sphericity | ||||||||||||
| Approx. Chi-Square | 4000.56 | Approx. Chi-Square | 1857.76 | ||||||||||
| df | 153 | df | 153 | ||||||||||
| Sig | <0.001 | Sig | <0.001 | ||||||||||
| Total variance explained | Total variance explained | ||||||||||||
| 82.89% | 79.11% | ||||||||||||
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