Gender-based heterogeneity in the estimated effect
Gender
ATT (high vs low DFL)
Std. Error
t-value
p-value
1 (Male/Reference)
1.31
0.219
5.98
<0.001
2 (Female)
1.61
0.326
4.93
<0.001
Gender
ATT (high vs low DFL)
Std. Error
t-value
p-value
1 (Male/Reference)
1.31
0.219
5.98
<0.001
2 (Female)
1.61
0.326
4.93
<0.001
Note(s): ATT = Average treatment effect on the treated. Estimates were obtained using stratified propensity score matching (PSM) to compare individuals in the top and bottom tertiles of digital financial literacy (DFL) within gender subgroups. Robust standard errors are reported