Summary of variables
| Variable | Name of the variable | Operationalisation |
|---|---|---|
| MAR | Bank margin | Net interest or net financing income |
| ROA | Return on assets | Net income/average total assets |
| ROE | Return on equity | Net income/average total equity |
| Size | Size of the bank | Ln(Total Assets) |
| CR | Non-performing loans | Ln(NPL/Total Loans) |
| CONC | Market concentration | Ln(share of 3 largest banks) |
| GDP | Gross domestic product | Ln(GDP) (IMF) |
| Banking Model | Islamic vs conventional | 1 Islamic, 0 otherwise |
| OWNERSHIP 1 | Private vs state | 1 private, 0 otherwise |
| OWNERSHIP 2 | Foreign vs local | 1 foreign, 0 otherwise |
| Variable | Name of the variable | Operationalisation |
|---|---|---|
| MAR | Bank margin | Net interest or net financing income |
| ROA | Return on assets | Net income/average total assets |
| ROE | Return on equity | Net income/average total equity |
| Size | Size of the bank | Ln(Total Assets) |
| CR | Non-performing loans | Ln(NPL/Total Loans) |
| CONC | Market concentration | Ln(share of 3 largest banks) |
| GDP | Gross domestic product | Ln(GDP) (IMF) |
| Banking Model | Islamic vs conventional | 1 Islamic, 0 otherwise |
| OWNERSHIP 1 | Private vs state | 1 private, 0 otherwise |
| OWNERSHIP 2 | Foreign vs local | 1 foreign, 0 otherwise |
Sharing content requires targeting cookies to be enabled. Please update your cookie preferences to use this feature.