Table 2 PLS results Path coefficient SD...

Table 2

PLS results

	Path coefficient	SD	t-Statistics
Cognitive beliefs on information search intention (ISI)
Susceptibility → ISI	0.02	0.04	0.46
Severity → ISI	0.13	0.04	3.05^**
Benefits → ISI	0.24	0.05	4.93^**
Barriers → ISI	−0.14	0.06	2.40^*
Self-efficacy → ISI	−0.10	0.05	1.95^*
Cognitive factors on information search intention (ISI)
Propensity to plan → ISI	0.06	0.04	1.46
Emotional factors on information search intention (ISI)
Retirement anxiety → ISI	0.16	0.04	3.69^**
Trust own provider → ISI	0.11	0.04	2.56^**
Cognitive factors on cognitive beliefs
Financial knowledge → Barriers	−0.17	0.05	3.53^**
Financial knowledge → Self-efficacy	0.03	0.05	0.71
Financial risk tolerance → Self-efficacy	0.19	0.05	4.01^**
Propensity to plan → Benefits	0.22	0.04	5.70^**
Emotional factors on cognitive beliefs
Trust own provider → Benefits	0.30	0.04	6.79^**
Retirement anxiety → Severity	0.34	0.04	9.15^**
Retirement anxiety → Susceptibility	0.35	0.04	9.68^**
Demographics
Education → Financial knowledge	0.36	0.03	10.53^**
Education → Financial risk tolerance	0.23	0.04	6.13^**
Education → Retirement anxiety	−0.14	0.04	3.47^**
Gender → Financial knowledge	−0.23	0.04	6.12^**
Gender → Financial risk tolerance	−0.21	0.04	5.93^**
Gender → Trust own provider	0.09	0.04	2.23^*
Gender → Propensity to plan	0.08	0.04	1.91
Age → Barriers	−0.09	0.06	1.50
Age → Self-efficacy	0.14	0.05	3.07^**
Education → Barriers	−0.12	0.05	2.50^**
Education → Benefits	0.12	0.04	2.89^**
Education → Self-efficacy	0.04	0.05	0.83
Gender → Barriers	0.10	0.04	2.43^*
Gender → Self-efficacy	−0.08	0.04	1.91
Income → Barriers	−0.05	0.04	1.10
Income → Severity	−0.06	0.04	1.38
Income → Susceptibility	−0.07	0.04	2.05^*
Adjusted R² for ISI	0.19
Confidence intervals (lower, upper)	(0.14, 0.27)

	Path coefficient	SD	t-Statistics
Cognitive beliefs on information search intention (ISI)
Susceptibility → ISI	0.02	0.04	0.46
Severity → ISI	0.13	0.04	3.05^**
Benefits → ISI	0.24	0.05	4.93^**
Barriers → ISI	−0.14	0.06	2.40^*
Self-efficacy → ISI	−0.10	0.05	1.95^*
Cognitive factors on information search intention (ISI)
Propensity to plan → ISI	0.06	0.04	1.46
Emotional factors on information search intention (ISI)
Retirement anxiety → ISI	0.16	0.04	3.69^**
Trust own provider → ISI	0.11	0.04	2.56^**
Cognitive factors on cognitive beliefs
Financial knowledge → Barriers	−0.17	0.05	3.53^**
Financial knowledge → Self-efficacy	0.03	0.05	0.71
Financial risk tolerance → Self-efficacy	0.19	0.05	4.01^**
Propensity to plan → Benefits	0.22	0.04	5.70^**
Emotional factors on cognitive beliefs
Trust own provider → Benefits	0.30	0.04	6.79^**
Retirement anxiety → Severity	0.34	0.04	9.15^**
Retirement anxiety → Susceptibility	0.35	0.04	9.68^**
Demographics
Education → Financial knowledge	0.36	0.03	10.53^**
Education → Financial risk tolerance	0.23	0.04	6.13^**
Education → Retirement anxiety	−0.14	0.04	3.47^**
Gender → Financial knowledge	−0.23	0.04	6.12^**
Gender → Financial risk tolerance	−0.21	0.04	5.93^**
Gender → Trust own provider	0.09	0.04	2.23^*
Gender → Propensity to plan	0.08	0.04	1.91
Age → Barriers	−0.09	0.06	1.50
Age → Self-efficacy	0.14	0.05	3.07^**
Education → Barriers	−0.12	0.05	2.50^**
Education → Benefits	0.12	0.04	2.89^**
Education → Self-efficacy	0.04	0.05	0.83
Gender → Barriers	0.10	0.04	2.43^*
Gender → Self-efficacy	−0.08	0.04	1.91
Income → Barriers	−0.05	0.04	1.10
Income → Severity	−0.06	0.04	1.38
Income → Susceptibility	−0.07	0.04	2.05^*
Adjusted R² for ISI	0.19
Confidence intervals (lower, upper)	(0.14, 0.27)

Note(s): This table presents the results of a partial least squares estimation (N = 583). ISI = information

Search intention; SD = standard deviation. *p < 0.05, **p < 0.001

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