Table 1

Bank loan application and bank loan results: observations and frequencies

 Q1 and Q2 responseObsFrequency (%)
Firms that did not desire bank creditQ1 = NO and Q2 = NO for each item6821
Firms that desire bank credit but are discouragedQ1 = NO and Q2 (IX) = YES72
Firms that apply for bank creditQ1 = YES; Q1 = NO AND Q2 (from I to VIII) = YES25377
Firms that receive everything requestedQ1 = YES and Q2 = NO12248
Firms that are credit rationedQ1 = YES and Q2 (from I to VIII) = YES10742
Firms that are credit deniedQ1 = NO and Q2 (from I to VIII) = YES2410
Total 328100

Note(s): This table shows the number of observations and the frequency of dependent variables

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