Validity matrix
| Construct | CR | AVE | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Loyalty (1) | 0.86 | 0.60 | 0.77 | ||||||||||||
| Value (2) | 0.92 | 0.75 | 0.65*** | 0.87 | |||||||||||
| Trust (3) | 0.96 | 0.90 | 0.53*** | 0.66*** | 0.95 | ||||||||||
| Frontline employees – benevolence trusting beliefs (4) | 0.89 | 0.72 | 0.33*** | 0.49*** | 0.56*** | 0.85 | |||||||||
| Frontline employees – competence trusting beliefs (5) | 0.91 | 0.78 | 0.32*** | 0.52*** | 0.57*** | 0.60*** | 0.88 | ||||||||
| Management practices and policies – benevolence trusting beliefs (6) | 0.90 | 0.76 | 0.39*** | 0.53*** | 0.67*** | 0.57*** | 0.65*** | 0.87 | |||||||
| Management practices and policies – competence trusting beliefs (7) | 0.85 | 0.65 | 0.33*** | 0.51*** | 0.59*** | 0.61*** | 0.65*** | 0.65*** | 0.81 | ||||||
| Occupational stereotype – warmth (8) | 0.95 | 0.83 | 0.13* | 0.21*** | 0.31*** | 0.28*** | 0.35*** | 0.36*** | 0.35*** | 0.91 | |||||
| Occupational stereotype – competence (9) | 0.93 | 0.77 | 0.15** | 0.24*** | 0.36*** | 0.28*** | 0.34*** | 0.39*** | 0.32*** | 0.69*** | 0.88 | ||||
| Industry stereotype – warmth (10) | 0.93 | 0.78 | 0.17*** | 0.22*** | 0.35*** | 0.20*** | 0.34*** | 0.40*** | 0.32*** | 0.68*** | 0.65*** | 0.88 | |||
| Industry stereotype -competence (11) | 0.90 | 0.69 | 0.17** | 0.23*** | 0.41*** | 0.23*** | 0.36*** | 0.41*** | 0.35*** | 0.59*** | 0.64*** | 0.67*** | 0.83 | ||
| Service category involvement (12) | 0.94 | 0.85 | 0.35*** | 0.21*** | 0.16*** | 0.01† | 0.11* | 0.08 | -0.03 | −0.13* | 0.07 | −0.02 | 0.02 | 0.92 | |
| Satisfaction (13) | 0.95 | 0.86 | 0.57*** | 0.69*** | 0.66*** | 0.56*** | 0.53*** | 0.58*** | 0.61*** | 0.31*** | 0.30*** | 0.31*** | 0.33*** | 0.15** | 0.93 |
| Construct | CR | AVE | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Loyalty (1) | 0.86 | 0.60 | |||||||||||||
| Value (2) | 0.92 | 0.75 | 0.65*** | ||||||||||||
| Trust (3) | 0.96 | 0.90 | 0.53*** | 0.66*** | |||||||||||
| Frontline employees – benevolence trusting beliefs (4) | 0.89 | 0.72 | 0.33*** | 0.49*** | 0.56*** | ||||||||||
| Frontline employees – competence trusting beliefs (5) | 0.91 | 0.78 | 0.32*** | 0.52*** | 0.57*** | 0.60*** | |||||||||
| Management practices and policies – benevolence trusting beliefs (6) | 0.90 | 0.76 | 0.39*** | 0.53*** | 0.67*** | 0.57*** | 0.65*** | ||||||||
| Management practices and policies – competence trusting beliefs (7) | 0.85 | 0.65 | 0.33*** | 0.51*** | 0.59*** | 0.61*** | 0.65*** | 0.65*** | |||||||
| Occupational stereotype – warmth (8) | 0.95 | 0.83 | 0.13* | 0.21*** | 0.31*** | 0.28*** | 0.35*** | 0.36*** | 0.35*** | ||||||
| Occupational stereotype – competence (9) | 0.93 | 0.77 | 0.15** | 0.24*** | 0.36*** | 0.28*** | 0.34*** | 0.39*** | 0.32*** | 0.69*** | |||||
| Industry stereotype – warmth (10) | 0.93 | 0.78 | 0.17*** | 0.22*** | 0.35*** | 0.20*** | 0.34*** | 0.40*** | 0.32*** | 0.68*** | 0.65*** | ||||
| Industry stereotype -competence (11) | 0.90 | 0.69 | 0.17** | 0.23*** | 0.41*** | 0.23*** | 0.36*** | 0.41*** | 0.35*** | 0.59*** | 0.64*** | 0.67*** | |||
| Service category involvement (12) | 0.94 | 0.85 | 0.35*** | 0.21*** | 0.16*** | 0.01† | 0.11* | 0.08 | -0.03 | −0.13* | 0.07 | −0.02 | 0.02 | ||
| Satisfaction (13) | 0.95 | 0.86 | 0.57*** | 0.69*** | 0.66*** | 0.56*** | 0.53*** | 0.58*** | 0.61*** | 0.31*** | 0.30*** | 0.31*** | 0.33*** | 0.15** |
Note(s): CR = composite reliability. AVE = average variance extracted. Square root of the AVE in italics on the diagonal. Significance of correlation coefficients: † < 0.10; *p < 0.05; **p < 0.01; ***p < 0.001