Table I. Data description and sources... | Emerald Publishing

Table I.

Data description and sources

S/No.	Variable	Abbreviation	Data description and sources	Apriori
1.	Net interest income	NII	Net interest income is the difference in income between the revenue generated from a bank's assets and the expenses related to paying its liabilities. Data Source: NDIC Annual Reports
2.	Bank total asset	BTA	Bank total asset is the combined bank total fixed asset and current asset. Source: CBN statistical bulletin various issue	+
3.	Savings deposit interacted with corruption	COR_SD	Savings deposit are deposit account held with a financial institution that pays interest and does not allow for direct withdrawal through cheques. Interest is usually paid to the depositors at the end of the month provided withdrawal limit is not exceeded. When interacted with corruption, it becomes a savings deposit acquire through corrupt means. Source: CBN Statistical Bulletin, and Transparency International report, various issues	_
4.	Demand deposit interacted with corruption	COR_DD	A demand deposit is a bank account with a bank or other financial institution that allows the depositor to withdraw from the account without warning or with less than seven days’ notice. A demand deposit is a vital component of the M1 money supply. Interacted with a corruption index implies demand deposit acquired through corrupt means. Source: CBN Statistical Bulletin and Transparency International report, various issues	_
5.	Fixed deposit interacted with a corruption index	COR_FD	A fixed deposit account is an interest-bearing bank account that has a fixed date of maturity, the funds available in these accounts must be held for a fixed term with a clause that the depositor withdraws from the account only by giving prior notice. Failure to adhere to the conditions attract penalties on the part of the depositor for early withdrawal. Source: CBN Statistical Bulletin and Transparency International report, various issues	_
6.	Bank loan and advances	FSGLA	Bank total loan and advances to deposit money bank. Source: Statistical bulletin various issues	+
7	Total fraud amount	TFA	Total fraud amount in the banking sector. Source: NDIC annual report, various issues	_

S/No.	Variable	Abbreviation	Data description and sources	Apriori
1.	Net interest income	NII	Net interest income is the difference in income between the revenue generated from a bank's assets and the expenses related to paying its liabilities. Data Source: NDIC Annual Reports
2.	Bank total asset	BTA	Bank total asset is the combined bank total fixed asset and current asset. Source: CBN statistical bulletin various issue	+
3.	Savings deposit interacted with corruption	COR_SD	Savings deposit are deposit account held with a financial institution that pays interest and does not allow for direct withdrawal through cheques. Interest is usually paid to the depositors at the end of the month provided withdrawal limit is not exceeded. When interacted with corruption, it becomes a savings deposit acquire through corrupt means. Source: CBN Statistical Bulletin, and Transparency International report, various issues	_
4.	Demand deposit interacted with corruption	COR_DD	A demand deposit is a bank account with a bank or other financial institution that allows the depositor to withdraw from the account without warning or with less than seven days’ notice. A demand deposit is a vital component of the M1 money supply. Interacted with a corruption index implies demand deposit acquired through corrupt means. Source: CBN Statistical Bulletin and Transparency International report, various issues	_
5.	Fixed deposit interacted with a corruption index	COR_FD	A fixed deposit account is an interest-bearing bank account that has a fixed date of maturity, the funds available in these accounts must be held for a fixed term with a clause that the depositor withdraws from the account only by giving prior notice. Failure to adhere to the conditions attract penalties on the part of the depositor for early withdrawal. Source: CBN Statistical Bulletin and Transparency International report, various issues	_
6.	Bank loan and advances	FSGLA	Bank total loan and advances to deposit money bank. Source: Statistical bulletin various issues	+
7	Total fraud amount	TFA	Total fraud amount in the banking sector. Source: NDIC annual report, various issues	_

Sources: Authors compilation (2019); CBN: Central Bank of Nigeria; NDIC: Nigeria Deposit Insurance Corporation