Descriptive statistics and measurement of the study variables
| Variables | Description | Mean | SD |
|---|---|---|---|
| Gender | 1 if the household head is male, 0 otherwise | 0.83 | 0.37 |
| Age | Age of farmers in (years) | 41.50 | 9.95 |
| Education | Education of farmers in (years) | 5.63 | 4.87 |
| Household size | Family members in (numbers) | 8.64 | 2.29 |
| Experience | Farming experience of the farmers in (years) | 26.20 | 8.36 |
| Landholding size | Cultivated land area under rice crop in (acres) | 10.53 | 7.76 |
| Farm status | 1 if tractor operated, 0 otherwise | 0.87 | 0.32 |
| Livestock | 1 if farmers have livestock, 0 otherwise | 0.62 | 0.48 |
| Road access | 1 if farmers have road access, 0 otherwise | 0.58 | 0.49 |
| Extension | Number of contacts with extension agents | 1.75 | 1.52 |
| Distance | Distance from credit sources in kilometers | 10.97 | 3.83 |
| Variables | Description | Mean | SD |
|---|---|---|---|
| Gender | 1 if the household head is male, 0 otherwise | 0.83 | 0.37 |
| Age | Age of farmers in (years) | 41.50 | 9.95 |
| Education | Education of farmers in (years) | 5.63 | 4.87 |
| Household size | Family members in (numbers) | 8.64 | 2.29 |
| Experience | Farming experience of the farmers in (years) | 26.20 | 8.36 |
| Landholding size | Cultivated land area under rice crop in (acres) | 10.53 | 7.76 |
| Farm status | 1 if tractor operated, 0 otherwise | 0.87 | 0.32 |
| Livestock | 1 if farmers have livestock, 0 otherwise | 0.62 | 0.48 |
| Road access | 1 if farmers have road access, 0 otherwise | 0.58 | 0.49 |
| Extension | Number of contacts with extension agents | 1.75 | 1.52 |
| Distance | Distance from credit sources in kilometers | 10.97 | 3.83 |
Source(s): Field survey data (2017)
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