Table 2 Results of correlation analysis...

Table 2

Results of correlation analysis

	DCR	AGE	GEN	EDU	HHS	FAE	LHS	FAS	LSK	RDA	EXT	DST
DCR	1
AGE	0.36***	1
GEN	−0.02	0.01	1
EDU	0.38***	−0.09	−0.04	1
HHS	−0.12	0.11	−0.01	−0.20	1
FAE	0.47***	0.61***	−0.11	−0.01	−0.07	1
LHS	0.35***	0.17	−0.06	0.30***	−0.10	0.20*	1
FAS	−0.10	−0.24	−0.07	0.07	−0.04	−0.18	−0.11	1
LSK	0.01	−0.14	−0.10	0.22**	−0.03	−0.02	0.06	0.12	1
RDA	0.19*	0.10	0.23**	0.11	−0.03	0.08	−0.09	−0.3	0.04	1
EXT	0.09	0.16	−0.04	−0.02	0.03	0.18	0.01	0.05	0.29***	0.18*	1
DST	−0.37***	−0.12	−0.06	0.07	0.08	−0.23**	−0.03	−0.07	0.10	0.14	−0.09	1

	DCR	AGE	GEN	EDU	HHS	FAE	LHS	FAS	LSK	RDA	EXT	DST
DCR	1
AGE	0.36***	1
GEN	−0.02	0.01	1
EDU	0.38***	−0.09	−0.04	1
HHS	−0.12	0.11	−0.01	−0.20	1
FAE	0.47***	0.61***	−0.11	−0.01	−0.07	1
LHS	0.35***	0.17	−0.06	0.30***	−0.10	0.20*	1
FAS	−0.10	−0.24	−0.07	0.07	−0.04	−0.18	−0.11	1
LSK	0.01	−0.14	−0.10	0.22**	−0.03	−0.02	0.06	0.12	1
RDA	0.19*	0.10	0.23**	0.11	−0.03	0.08	−0.09	−0.3	0.04	1
EXT	0.09	0.16	−0.04	−0.02	0.03	0.18	0.01	0.05	0.29***	0.18*	1
DST	−0.37***	−0.12	−0.06	0.07	0.08	−0.23**	−0.03	−0.07	0.10	0.14	−0.09	1

Note(s): DCR, AGE, GEN, EDU, HHS, FAE, LHS, FAS , LSK , RDA, EXT and DST denote the demand for credit, age of farmers, gender, formal education, household size, farming experience, landholding size, farm status, livestock, road access, extension and distance, respectively. ***, ** and * indicate the significance levels at the 1, 5 and 10%, respectively

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