Table I.

Factor loading (dependent variable)

ItemsFactor loadings
IFIA 1. I intend to adopt Islamic banking services in the future0.926
IFIA 2. I predict that I will frequently use Islamic banking services in the future0.942
IFIA 3. I will strongly recommend others to use Islamic banking services0.901
Eigenvalue2.555
Variance explained85.179
KMO measure of sampling adequacy0.742
Bartlett’s test of sphericityChi-square = 818.563
(df, 3; p = 0.000)
Cronbach’s alpha (α)0.919

Note:

IFIA = Islamic Financial Instrument Adoption

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