Table VIII

Differences-in-differences results with different asset size cutoff of $350m, 2008–2017

(1)(2)(3)(4)
SpecificationAgricultural Loan VolumeΔ(Ag Loan)Ag Loan/Total LoanΔ(Ag Loan/Total Loan)
Panel A: US agricultural banks
Post Reg × Regulated−0.0116 (0.0167)−0.00773 (0.0173)−0.00365 (0.00620)0.00960 (0.0130)
Control variablesYesYesYesYes
Bank-fixed effectsYesYesYesYes
No. of observation0.6090.0940.1550.026
R22,0062,0062,0062,006
Panel B: All US banks
Post Reg × Regulated0.0238 (0.0339)0.0386 (0.0251)−0.000637 (0.00194)0.0479** (0.0217)
Control variablesYesYesYesYes
Bank-fixed effectsYesYesYesYes
No. of observation0.0980.0120.0620.002
R210,04710,04710,04710,047

Notes: This table reports results from panel regressions for Equation (2), from December 31, 2008–December 31, 2017. Panels A and B report regression results for US agricultural banks and all US banks, respectively. Following the FDIC definition, any commercial bank with agricultural production loans plus real estate loans secured by farmland exceeding 25 percent of total loans and leases is categorized as an agricultural bank. All regressions include previously discussed control variables and bank-fixed effects. Standard errors are clustered on bank level. *,**,***Significant at 10, 5 and 1 percent levels, respectively

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