Table 2.

Mobile payment studies using the UTAUT model

Authors & yearBasic modelDeleting
construct		Adding
construct		TechnologyMarket
Wang and Yi (2012) UTAUT RiskMobile PaymentChina
Alshare and Mousa (2014) UTAUTFacilitating ConditionsSecurityMobile PaymentQatar
Tossy (2014) UTAUT Trust,
Risk		Mobile PaymentTanzania
Teo et al. (2015) UTAUT Trust,
Cost		Mobile PaymentMalaysia
Slade, Dwivedi, Piercy, and Williams (2015a), Slade, Williams, Dwivedi, and Piercy (2015b)UTAUT Trust, Innovativeness, RiskMobile PaymentUnited Kingdom
Slade et al. (2015a, 2015b)UTAUT2  NFC Mobile PaymentUnited Kingdom
Morosan and DeFranco (2016) UTAUT2 Privacy,
Security		NFC Mobile PaymentUnited States
Abrahão et al. (2016) UTAUTFacilitating Conditions, Price ValueCost, RiskMobile PaymentBrazil
Oliveira et al. (2016) UTAUT2HabitComparability,
Innovativeness,
Security		Mobile PaymentPortugal
Khalilzadeh et al. (2017) UTAUT Attitude,
Self-Efficacy, Security, Trust		NFC Mobile PaymentUnited States
Manaf and Ariyanti (2017) UTAUT2 TrustMobile PaymentIndonesia
Sobti (2019) UTAUT Risk, Cost, Demonetization EffectMobile PaymentIndia
Karjaluoto et al. (2020) UTAUT2Facilitating Conditions,
Social Influence,
Price Value		RiskNFC Mobile PaymentFinland
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