Table III.

Rotated component matrix for subjective norm

Component
StatementsFriends’ opinionsFamily influence
When it comes to a matter of Islamic banking, I would like to be like my friends0.799 
It is expected of me by my friends that I should use Islamic banking, and I can’t disappoint them0.772 
The opinion of my friends about Islamic banking is important to me0.703 
Most of my friends/colleagues are ready to adopt Islamic banking services because they assume it is better than conventional banks0.686 
I will consider what my friends say about Islamic banking before choosing it0.670 
My family is important to me, and they support me to undertake Islamic banking products and services0.625 
The decision to use Islamic banking is beyond my control 0.824
If I had a choice of whether to choose or not to choose Islamic banking, I would decide but that is a family matter 0.789
I cannot change my family position about Islamic banking 0.703
Eigen values3.0891.960
Percentage of variance34.02722.074
Cumulative percentage34.02756.101
KMO 0.746
Bartlett’s test of sphericity 670.733
Extraction method: principal component analysis
Rotation method: varimax with Kaiser normalization
Source: Primary data

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