Assigned weights in IMSPM based on the concept of balance
| Maqāṣid al-Sharīʿah promoted by Chapra (2007) | Average weight (Out of 100%) | Elements | Average weight (Out of 100%) |
|---|---|---|---|
| Faith (dīn) | 0.20 | E1. Interest-free products | 0.50 |
| E2. Publicity | 0.50 | ||
| Total | 100% | ||
| Self (nafs) | 0.20 | E3. Charity | 0.25 |
| E4. Employee welfare | 0.25 | ||
| E5. Zakat fund | 0.25 | ||
| E6. Total no. of branches | 0.25 | ||
| Total | 100% | ||
| Intellect (ʿaql) | 0.20 | E7. Education grants | 0.50 |
| E8. Research expenditure | 0.50 | ||
| Total | 100% | ||
| Posterity (nasl) | 0.20 | E9. Agricultural financing | 0.50 |
| E10. Training | 0.50 | ||
| Total | 100% | ||
| Wealth (māl) | 0.20 | E11. Non-performing financing (loan) | 0.125 |
| E12. Muḍārabah financing | 0.125 | ||
| E13. Mushārakah financing | 0.125 | ||
| E14. Restructured muḍārabah financing | 0.125 | ||
| E15. Restructured mushārakah financing | 0.125 | ||
| E16. Return on Asset (ROA) | 0.125 | ||
| E17. Return on Equity (ROE) | 0.125 | ||
| E18. Operational efficiency | 0.125 | ||
| Total | 100% | Total | 100% |
| Average weight (Out of 100%) | Elements | Average weight | |
|---|---|---|---|
| Faith ( | 0.20 | E1. Interest-free products | 0.50 |
| E2. Publicity | 0.50 | ||
| Total | 100% | ||
| Self ( | 0.20 | E3. Charity | 0.25 |
| E4. Employee welfare | 0.25 | ||
| E5. Zakat fund | 0.25 | ||
| E6. Total no. of branches | 0.25 | ||
| Total | 100% | ||
| Intellect ( | 0.20 | E7. Education grants | 0.50 |
| E8. Research expenditure | 0.50 | ||
| Total | 100% | ||
| Posterity ( | 0.20 | E9. Agricultural financing | 0.50 |
| E10. Training | 0.50 | ||
| Total | 100% | ||
| Wealth ( | 0.20 | E11. Non-performing financing (loan) | 0.125 |
| E12. | 0.125 | ||
| E13. | 0.125 | ||
| E14. Restructured | 0.125 | ||
| E15. Restructured | 0.125 | ||
| E16. Return on Asset (ROA) | 0.125 | ||
| E17. Return on Equity (ROE) | 0.125 | ||
| E18. Operational efficiency | 0.125 | ||
| Total | 100% | Total | 100% |