Table 2. Construct validity Constructs...

Table 2.

Construct validity

Constructs	Items	Loadings	Cronbach’s alpha	CR	AVE	Constructs	Items	Loadings	Cronbach’s alpha	CR	AVE
Financial risk	FR1	0.778	0.898	0.925	0.711	Social media information-seeking	SMIS1	0.917	0.919	0.949	0.861
	FR2	0.872					SMIS2	0.937
	FR3	0.891					SMIS3	0.929
	FR4	0.807				Rational decision style	RDS1	0.891	0.951	0.962	0.837
	FR5	0.863					RDS2	0.915
Performance risk	PeR1	0.814	0.817	0.891	0.732		RDS3	0.931
	PeR2	0.901					RDS4	0.922
	PeR3	0.849					RDs5	0.913
Security and privacy risk	SPR1	0.849	0.842	0.904	0.759	Intuitive decision style	IDS1	0.845	0.893	0.922	0.702
	SPR2	0.901					IDS2	0.860
	SPR3	0.863					IDs3	0.855
Social risk	SoR1	0.913	0.936	0.954	0.837		IDS4	0.846
	SoR2	0.937					IDS5	0.779
	SoR3	0.917				Initial trust	IT1	0.887	0.913	0.939	0.793
	SoR4	0.893					IT2	0.897
Amount of public information	LPI1	0.906	0.951	0.965	0.872		IT3	0.887
	LPI2	0.949					IT4	0.891
	LPI3	0.964				Behavioural intention	BIU1	0.942	0.915	0.946	0.855
	LPI4	0.916					BIU2	0.935
							BIU3	0.896

Constructs	Items	Loadings	Cronbach’s alpha	CR	AVE	Constructs	Items	Loadings	Cronbach’s alpha	CR	AVE
Financial risk	FR1	0.778	0.898	0.925	0.711	Social media information-seeking	SMIS1	0.917	0.919	0.949	0.861
	FR2	0.872					SMIS2	0.937
	FR3	0.891					SMIS3	0.929
	FR4	0.807				Rational decision style	RDS1	0.891	0.951	0.962	0.837
	FR5	0.863					RDS2	0.915
Performance risk	PeR1	0.814	0.817	0.891	0.732		RDS3	0.931
	PeR2	0.901					RDS4	0.922
	PeR3	0.849					RDs5	0.913
Security and privacy risk	SPR1	0.849	0.842	0.904	0.759	Intuitive decision style	IDS1	0.845	0.893	0.922	0.702
	SPR2	0.901					IDS2	0.860
	SPR3	0.863					IDs3	0.855
Social risk	SoR1	0.913	0.936	0.954	0.837		IDS4	0.846
	SoR2	0.937					IDS5	0.779
	SoR3	0.917				Initial trust	IT1	0.887	0.913	0.939	0.793
	SoR4	0.893					IT2	0.897
Amount of public information	LPI1	0.906	0.951	0.965	0.872		IT3	0.887
	LPI2	0.949					IT4	0.891
	LPI3	0.964				Behavioural intention	BIU1	0.942	0.915	0.946	0.855
	LPI4	0.916					BIU2	0.935
							BIU3	0.896

Notes:

CR = composite reliability; and AVE = average variance extracted

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