Fee policy, interest rate and loan rate by subperiods
| Period | Loan term | Final tracking month | Fee policy | Interest rate | Loan rate |
|---|---|---|---|---|---|
| 1 | 2004. 10∼2006. 09 | 2009. 09 | Case 1 | Up | High (≈6%) |
| 2 | 2006. 10∼2008. 09 | 2011. 09 | Case 1 | Up → Down | High (≈6%) |
| 3 | 2008. 10∼2010. 09 | 2013. 09 | Case 1 | Down | High (≈6%) |
| 4 | 2010. 10∼2012. 09 | 2015. 09 | Case 1 | Down | Medium (≈5%) |
| 5 | 2013. 03∼2015. 02 | 2018. 02 | Case 2 | Down | Low (≈3%) |
| 6 | 2015. 03∼2017. 02 | 2020. 02 | Case 3 | Up → Down | Low (≈2%) |
| Period | Loan term | Final tracking month | Fee policy | Interest rate | Loan rate |
|---|---|---|---|---|---|
| 1 | 2004. 10∼2006. 09 | 2009. 09 | Case 1 | Up | High (≈6%) |
| 2 | 2006. 10∼2008. 09 | 2011. 09 | Case 1 | Up → Down | High (≈6%) |
| 3 | 2008. 10∼2010. 09 | 2013. 09 | Case 1 | Down | High (≈6%) |
| 4 | 2010. 10∼2012. 09 | 2015. 09 | Case 1 | Down | Medium (≈5%) |
| 5 | 2013. 03∼2015. 02 | 2018. 02 | Case 2 | Down | Low (≈3%) |
| 6 | 2015. 03∼2017. 02 | 2020. 02 | Case 3 | Up → Down | Low (≈2%) |
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