Table 6

Overview of tested relationships against the expectations

ConceptExpected relationshipDeveloped countriesDeveloping countriesMuslim-majority countriesDeveloping non-Muslim countries
Profitability−**
Moral hazard+*/**+/−+/−+/−+/?
Liquidity−**
Size+*++++
Market valuation+**++++
Distance from Bankruptcy−*
Financial development??
Strength of legal rights++??
GDP growth+?++?
Inflation rate+?+?

Note(s): Insignificant relationships are marked with “?”, while significant relationships are shown with their signs. For Moral Hazard, we report the significance of two measures side-by-side. In the expected relationship column, * denotes prediction by the Trade-off Theory whereas ** denotes prediction by the Pecking Order Theory

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