Constructs reliability and validity
| Constructs | Items | Outer loading | Cronbach's alpha | Composite reliability | AVE |
|---|---|---|---|---|---|
| Attitude | ATT1 | 0.733 | 0.912 | 0.939 | 0.796 |
| ATT2 | 0.95 | ||||
| ATT3 | 0.933 | ||||
| ATT4 | 0.935 | ||||
| Behavioural intention | BI1 | 0.929 | 0.95 | 0.964 | 0.869 |
| BI2 | 0.926 | ||||
| BI3 | 0.938 | ||||
| BI4 | 0.936 | ||||
| Discomfort | DIS1 | 0.746 | 0.855 | 0.901 | 0.696 |
| DIS2 | 0.884 | ||||
| DIS3 | 0.882 | ||||
| DIS4 | 0.817 | ||||
| Innovativeness | INN1 | 0.84 | 0.911 | 0.937 | 0.79 |
| INN2 | 0.881 | ||||
| INN3 | 0.914 | ||||
| INN4 | 0.917 | ||||
| Insecurity | INS1 | 0.854 | 0.885 | 0.915 | 0.684 |
| INS2 | 0.86 | ||||
| INS3 | 0.78 | ||||
| INS4 | 0.825 | ||||
| INS5 | 0.813 | ||||
| Optimism | OPT1 | 0.941 | 0.951 | 0.964 | 0.872 |
| OPT2 | 0.922 | ||||
| OPT3 | 0.928 | ||||
| OPT4 | 0.943 | ||||
| Perceived ease of use | PEOU1 | 0.927 | 0.964 | 0.972 | 0.874 |
| PEOU2 | 0.927 | ||||
| PEOU3 | 0.938 | ||||
| PEOU4 | 0.935 | ||||
| PEOU5 | 0.948 | ||||
| Perceived Usefulness | PU1 | 0.936 | 0.969 | 0.976 | 0.891 |
| PU2 | 0.953 | ||||
| PU3 | 0.95 | ||||
| PU4 | 0.944 | ||||
| PU5 | 0.937 |
| Constructs | Items | Outer loading | Cronbach's alpha | Composite reliability | AVE |
|---|---|---|---|---|---|
| Attitude | ATT1 | 0.733 | 0.912 | 0.939 | 0.796 |
| ATT2 | 0.95 | ||||
| ATT3 | 0.933 | ||||
| ATT4 | 0.935 | ||||
| Behavioural intention | BI1 | 0.929 | 0.95 | 0.964 | 0.869 |
| BI2 | 0.926 | ||||
| BI3 | 0.938 | ||||
| BI4 | 0.936 | ||||
| Discomfort | DIS1 | 0.746 | 0.855 | 0.901 | 0.696 |
| DIS2 | 0.884 | ||||
| DIS3 | 0.882 | ||||
| DIS4 | 0.817 | ||||
| Innovativeness | INN1 | 0.84 | 0.911 | 0.937 | 0.79 |
| INN2 | 0.881 | ||||
| INN3 | 0.914 | ||||
| INN4 | 0.917 | ||||
| Insecurity | INS1 | 0.854 | 0.885 | 0.915 | 0.684 |
| INS2 | 0.86 | ||||
| INS3 | 0.78 | ||||
| INS4 | 0.825 | ||||
| INS5 | 0.813 | ||||
| Optimism | OPT1 | 0.941 | 0.951 | 0.964 | 0.872 |
| OPT2 | 0.922 | ||||
| OPT3 | 0.928 | ||||
| OPT4 | 0.943 | ||||
| Perceived ease of use | PEOU1 | 0.927 | 0.964 | 0.972 | 0.874 |
| PEOU2 | 0.927 | ||||
| PEOU3 | 0.938 | ||||
| PEOU4 | 0.935 | ||||
| PEOU5 | 0.948 | ||||
| Perceived Usefulness | PU1 | 0.936 | 0.969 | 0.976 | 0.891 |
| PU2 | 0.953 | ||||
| PU3 | 0.95 | ||||
| PU4 | 0.944 | ||||
| PU5 | 0.937 |
Source(s): Table by author