Table II.

The role of informal institutions for adaptation in Kamrangirchar

Institutions available to poor urban householdsAccess to assetsAsset adaptation
Strong relation with house ownersTenure security, services, emergency food and creditHouseholds can take physical and economic measures to reduce the impacts of extreme climate events
Patrons outside the community (e.g. employer)Employment, credit and food supportHouseholds can take impact minimizing non-hazard measures
NGOs’ credit services outside the communityAccess to financial assetsHouseholds can diversify their income and employment; and access to emergency credit for preparedness recovery
NGO water supply and sanitation, environmental health services in some slum clustersAccessing servicesHuman capital development; and community-based actions to improve basic services
Source: This is based on participatory methods including two key informant interviews and one focus group discussion undertaken at Kamrangirchar, involving two non-poor house owners and five extreme poor tenants

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