Table 2 Construct reliability, items and... | Emerald Publishing

Table 2

Construct reliability, items and loadings

Constructs	AVE	CR	Cronbach's alpha	Items	Loadings
Relational social constraints (RSC)	0.50	0.794	0.720	Relationship with government (SCC1)	0.811
				Relationship with banks (SCC3)	0.724
				Relationship with friends and family (SCC2)	0.650
				Access to information (SCC13)	0.610
Social cognitive constraints (SCoC)	0.53	0.70	0.706	Lack of self-motivation (SCC5)	0.751
				Mental attitude towards business (SCC6)	0.704
Social structure constraints (SSC)	0.50	0.745	0.710	Network size (SCC11)	0.756
				Network diversity (SCC8)	0.722
				Network density (SCC4)	0.627
Informal finance constraints (FinC1)	0.517	0.757	0.70	Access to loans from cooperatives (FC5)	0.835
				Loan from friends and families (FC2)	0.747
				Lack of savings (FC1)	0.544
Formal financial constraints (FinC2)	0.765	0.867	0.723	Access to loans from government (FC3)	0.889
				Access to loans from banks (FC4)	0.860

Constructs	AVE	CR	Cronbach's alpha	Items	Loadings
Relational social constraints (RSC)	0.50	0.794	0.720	Relationship with government (SCC1)	0.811
				Relationship with banks (SCC3)	0.724
				Relationship with friends and family (SCC2)	0.650
				Access to information (SCC13)	0.610
Social cognitive constraints (SCoC)	0.53	0.70	0.706	Lack of self-motivation (SCC5)	0.751
				Mental attitude towards business (SCC6)	0.704
Social structure constraints (SSC)	0.50	0.745	0.710	Network size (SCC11)	0.756
				Network diversity (SCC8)	0.722
				Network density (SCC4)	0.627
Informal finance constraints (FinC1)	0.517	0.757	0.70	Access to loans from cooperatives (FC5)	0.835
				Loan from friends and families (FC2)	0.747
				Lack of savings (FC1)	0.544
Formal financial constraints (FinC2)	0.765	0.867	0.723	Access to loans from government (FC3)	0.889
				Access to loans from banks (FC4)	0.860

Source(s): Authors' own compilation