Table 3. Exploratory principal component...

Table 3.

Exploratory principal component factor analysis result

	Rotated component matrix^a
	Questions substantiating variables	Items	Component
	Questions substantiating variables	Items	1	2	3	4	5	6	7	8
Attitude	Using cryptocurrencies will increase my opportunities to achieve important goals for me	AT1	0.677
	Using cryptocurrencies will help me achieve my goals more quickly	AT3	0.623
	Using cryptocurrencies will increase my standard of living	AT5	0.607
Social norm	The people who are important to me will think that I should use cryptocurrencies	SN2		0.709
	The people who influence me will think that I should use cryptocurrencies	SN1		0.702
	People whose opinions I value would like me to use cryptocurrencies	SN3		0.692
Perceived behavioral control	I have the necessary resources to use cryptocurrencies	PBC5			0.801
	I have the necessary knowledge to use cryptocurrencies	PBC3			0.755
	Cryptocurrencies are compatible with other technologies that I use	PBC1			0.705
	I can get help if I have difficulty using cryptocurrencies	PBC4			0.679
Illegal attitude	I can use cryptocurrencies for not legal activities	IA1				0.653
	Using cryptocurrencies will help me in masking my identity in transactions	IA2				0.621
	Using cryptocurrencies will help me in hiding money than using other traditional channels	IA3				0.595
Herding behavior	Other users’ decisions of using cryptocurrencies have impact on my using decisions	HB1					0.722
	Other users’ decisions of the cryptocurrency volume have impact on my intention to use	HB3					0.685
	Other users’ decisions of using cryptocurrencies have impact on my intention to use decisions	HB2					0.654
Perceived risk	Using cryptocurrencies is risky	PR3						0.910
	There is too much uncertainty associated with the use of cryptocurrencies	PR1						0.900
	Compared with other currencies, cryptocurrencies are riskier due to their high volatility	PR2						0.855
Financial literacy	I have a good level of financial knowledge	FL1							0.754
Financial literacy	I have a high capacity to deal with financial matters	FL2							0.654
Intention to use cryptocurrencies for electronic commerce	I intend to use cryptocurrencies for electronic commerce	INT1								0.901
	I predict that I will use cryptocurrencies for electronic commerce	INT2								0.923
	I will use cryptocurrencies for electronic commerce on a regular basis	INT3								0.892
	I believe using cryptocurrencies to timely fulfill my obligations	INT4								0.845
	I intend to use cryptocurrencies as an alternative mean of doing electronic commerce	INT5								0.822

	Rotated component matrix^a
	Questions substantiating variables	Items	Component
	Questions substantiating variables	Items	1	2	3	4	5	6	7	8
Attitude	Using cryptocurrencies will increase my opportunities to achieve important goals for me	AT1	0.677
	Using cryptocurrencies will help me achieve my goals more quickly	AT3	0.623
	Using cryptocurrencies will increase my standard of living	AT5	0.607
Social norm	The people who are important to me will think that I should use cryptocurrencies	SN2		0.709
	The people who influence me will think that I should use cryptocurrencies	SN1		0.702
	People whose opinions I value would like me to use cryptocurrencies	SN3		0.692
Perceived behavioral control	I have the necessary resources to use cryptocurrencies	PBC5			0.801
	I have the necessary knowledge to use cryptocurrencies	PBC3			0.755
	Cryptocurrencies are compatible with other technologies that I use	PBC1			0.705
	I can get help if I have difficulty using cryptocurrencies	PBC4			0.679
Illegal attitude	I can use cryptocurrencies for not legal activities	IA1				0.653
	Using cryptocurrencies will help me in masking my identity in transactions	IA2				0.621
	Using cryptocurrencies will help me in hiding money than using other traditional channels	IA3				0.595
Herding behavior	Other users’ decisions of using cryptocurrencies have impact on my using decisions	HB1					0.722
	Other users’ decisions of the cryptocurrency volume have impact on my intention to use	HB3					0.685
	Other users’ decisions of using cryptocurrencies have impact on my intention to use decisions	HB2					0.654
Perceived risk	Using cryptocurrencies is risky	PR3						0.910
	There is too much uncertainty associated with the use of cryptocurrencies	PR1						0.900
	Compared with other currencies, cryptocurrencies are riskier due to their high volatility	PR2						0.855
Financial literacy	I have a good level of financial knowledge	FL1							0.754
Financial literacy	I have a high capacity to deal with financial matters	FL2							0.654
Intention to use cryptocurrencies for electronic commerce	I intend to use cryptocurrencies for electronic commerce	INT1								0.901
	I predict that I will use cryptocurrencies for electronic commerce	INT2								0.923
	I will use cryptocurrencies for electronic commerce on a regular basis	INT3								0.892
	I believe using cryptocurrencies to timely fulfill my obligations	INT4								0.845
	I intend to use cryptocurrencies as an alternative mean of doing electronic commerce	INT5								0.822

Notes:

Extraction method = principal component analysis; rotation method = Varimax with Kaiser normalization. Explained variation % = 70.9%; a = rotation converged in six iterations.

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