Moderated regression analysis on intention to use cryptocurrencies for electronic commerce
| Independent variables | R- squared adjusted | Regression coefficient | t-value |
|---|---|---|---|
| Simple regression model | 0.62 | ||
| Attitude | 0.10 | 4.12*** | |
| Subjective norm | 0.10 | 1.56*** | |
| Perceived behavioral control | 0.10 | 1.12** | |
| Illegal attitude | 0.15 | 3.21*** | |
| Herding behavior | 0.18 | 2.45** | |
| Perceived risk | 0.18 | 1.96*** | |
| Financial literacy | 0.04 | 2.24 | |
| Moderated regression model | 0.83 | ||
| Attitude × Culture | 0.43 | 5.12*** | |
| Subjective norm × Culture | 0.59 | 2.12*** | |
| Perceived behavioral control × Culture | 0.20 | 1.43 | |
| Illegal attitude × Culture | −0.19 | −1.54*** | |
| Herding behavior × Culture | 0.21 | 2.11** | |
| Perceived risk × Culture | −0.36 | −1.98*** | |
| Financial literacy × Culture | 0.24 | 3.24 | |
| Culture | 0.26 | 1.96 |
| Independent variables | Regression coefficient | ||
|---|---|---|---|
| Simple regression model | 0.62 | ||
| Attitude | 0.10 | 4.12*** | |
| Subjective norm | 0.10 | 1.56*** | |
| Perceived behavioral control | 0.10 | 1.12** | |
| Illegal attitude | 0.15 | 3.21*** | |
| Herding behavior | 0.18 | 2.45** | |
| Perceived risk | 0.18 | 1.96*** | |
| Financial literacy | 0.04 | 2.24 | |
| Moderated regression model | 0.83 | ||
| Attitude × Culture | 0.43 | 5.12*** | |
| Subjective norm × Culture | 0.59 | 2.12*** | |
| Perceived behavioral control × Culture | 0.20 | 1.43 | |
| Illegal attitude × Culture | −0.19 | −1.54*** | |
| Herding behavior × Culture | 0.21 | 2.11** | |
| Perceived risk × Culture | −0.36 | −1.98*** | |
| Financial literacy × Culture | 0.24 | 3.24 | |
| Culture | 0.26 | 1.96 |
Notes:
***p < 0.01; **p < 0.05
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