Table AI.

Coverage comparison of four policies

CoverageIndividual mediclaimFamily floaterGMC
(Standard)
GMC
(Tailor-made)
CoverIndividualFamilyGroupGroup
Hospitalization expenseYesYesYesYes
Pre hospitalization expensesYes (30 days)Yes(30 days)Ye (30 days)Yes(As per request)
Post Hospitalization expensesYes (60 days)Yes(60 days)Yes(60 days)Yes(As per request)
Pre-existing diseasesNoNoNoYes
MaternityNoNoNoYes
New born baby coverYes (from the date of insurance)Yes(from the date of insurance)Yes(from the date of insurance)Yes (from the date of birth of child)
Cashless facilityYes (Limited)Yes(Limited)Yes(Limited)Yes(As per request)
Pre-acceptance health checkupsYes (above 45 years)Yes (above 50 years)Yes (above 50 years)No
Dental treatmentNoNoNoYes(As per request)
NaturopathyNoNoNoYes(As per request)
Source: Based on Coverage provided by Major Indian insurers

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