Table 2

Validity and reliability diagnostics (correlations in the lower half of the shaded matrix, and squared AVE’s in the diagonal)

CRAVEMSVMaxR(H)Privacy concernPrivacy riskPrivacy controlUtilitarian usefulnessHedonic usefulnessPro-social usefulnessWillingness to use
PRIVACY CONCERN0.9230.6380.6260.9480.798      
PRIVACY RISK0.8900.6710.6260.8950.7910.819     
PRIVACY CONTROL0.8400.6380.0680.852−0.234−0.2610.799    
UTILITARIAN USEFULNESS0.9200.6570.2070.923−0.028−0.024−0.0550.811   
HEDONIC USEFULNESS0.9260.8080.2070.938−0.084−0.1020.1400.4550.899  
PRO-SOCIAL USEFULNESS0.9480.8590.4030.966−0.175−0.1370.2030.2040.2840.927 
WILLINGNESS TO USE0.9630.8960.4030.963−0.244−0.1830.1840.1920.2860.6350.946

Notes:

CR = composite reliability; AVE = average variance extracted; MSV = maximum shared variance; MaxR(H) = maximum reliability, McDonald construct reliability

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