Table 1

Overview of national crowdfunding laws in the UK, Germany, France, Italy and Spain

National crowdfunding lawsEntry into forceScope
UKThe FCA's Policy Statement (PS14/4) of March 20141 April 2014Securities and lending
GermanyThe Small Investor Protection Act (Kleinanlegerschutzgesetz)10 July 2015Crowdinvesting and crowdlending (Equity- and lending-based crowdfunding)
FranceOrder No. 2014–559 of 30 May 2014 on the participatory financing1 October 2014Equity- and lending-based crowdfunding
ItalyLaw Decree No. 179 of 18 October 2012 on further urgent measures for Italy's economic growth26 June 2013Equity-based crowdfunding
SpainLaw 5/2015 on the promotion of corporate financing (Ley de Fomento de la Financiación Empresarial)29 April 2015Equity- and lending-based crowdfunding

Source(s): Authors' elaboration

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