Variables descriptions
| Variables | Measure | Data source |
|---|---|---|
| Z-Score | Measure of bank stability (ROA + Capital Adequacy Ratio)/sd(ROA) | Ali and Puah (2019), Audi et al. (2021), Mkadmi et al. (2021), Muizzuddin et al. (2021), Rahman et al. (2021), Rupeika-Apoga et al. (2018), Supiyadi (2021) |
| NPLTL | Measure of bank stability (Non-Performing Loan/Total Gross Loan) | Rahman et al. (2021) |
| NIM | Measure of profitability (Net Interest Income/Total Asset) | Mkadmi et al. (2021), Muizzuddin et al. (2021) |
| ROA | Measure of profitability (Net Income/Total Asset) | Ali and Puah (2019), Audi et al. (2021), Mkadmi et al. (2021) |
| NII_Ratio | Non-Interest Income ratio (Non-Interest Income/Total Asset) | Mkadmi et al. (2021) |
| Operating_Efficiency | Non-Interest Expense/Total Asset | Ali et al. (2021), Dutta and Saha (2021), Rahman et al. (2021), Supiyadi (2021) |
| Leverage_Ratio | Debt-to-asset ratio (Total debt/Total asset) | Mkadmi et al. (2021) |
| LDTA | Long-term debt ratio (Long-term Debt/Total Asset) | Ayalew (2021) |
| Credit_Risk | Loan-to-asset ratio (Net Loan/Total Asset) | Ali and Puah (2019), Rupeika-Apoga et al. (2018), Supiyadi (2021) |
| Size | Size of financial institution (ln(TA)) | Dutta and Saha (2021), Mkadmi et al. (2021), Rahman et al. (2021), Supiyadi (2021) |
| Variables | Measure | Data source |
|---|---|---|
| Z-Score | Measure of bank stability (ROA + Capital Adequacy Ratio)/sd(ROA) | |
| NPLTL | Measure of bank stability (Non-Performing Loan/Total Gross Loan) | |
| NIM | Measure of profitability (Net Interest Income/Total Asset) | |
| ROA | Measure of profitability (Net Income/Total Asset) | |
| NII_Ratio | Non-Interest Income ratio (Non-Interest Income/Total Asset) | |
| Operating_Efficiency | Non-Interest Expense/Total Asset | |
| Leverage_Ratio | Debt-to-asset ratio (Total debt/Total asset) | |
| LDTA | Long-term debt ratio (Long-term Debt/Total Asset) | |
| Credit_Risk | Loan-to-asset ratio (Net Loan/Total Asset) | |
| Size | Size of financial institution (ln(TA)) |
Sharing content requires targeting cookies to be enabled. Please update your cookie preferences to use this feature.