Table A5

Cross-case analysis retailers

Macro variableVariableFirm IFirm LFirm G
SCF solutionSCF solutionWhat: RF
When: for 5 years
What: RF
When: since 2013
What: DD
When: 2019
TechnologySupplier portalPlatform, integrated with the retailer’s accounting systemsTechnological platform provided by a third party
ActorsSC levelProcessor/Cooperative – RetailerProcessor/Cooperative – RetailerProcessor/Cooperative – Retailer
SizeBig firm
Used by both big and small firms
Big firm
Used by both big and small firms
Big firm
Used by small suppliers
ActivatorRetailerRetailerRetailer
Product categoryCategoryCategory: variousCategory: variousCategory: various
ProductVariousVariousVarious
RegulationLate Payment Directive  Changing of power balance in agri-food SCs for RF
DriversBankruptcy risk of suppliersX  
Payment termsX (reduce payment terms for suppliers)X (decrease payment terms of suppliers)X (reduce payment terms for suppliers)
Lack of liquidityX (for suppliers)X (for suppliers)X (for suppliers)
Exploit the excess of liquidity  X
Need of ensure qualityXX 
Lack of access to financial services X (for suppliers)X (for suppliers)
Long production cycles   
Level of stocks   
Lack of collateral   
Short maturity period   
 Sustainability X (sustain organic suppliers) 
New driversNeed to improve balance sheet composition X (big suppliers) 
 Collaboration and visibility   
Organizational policies   
Regulatory barriers   
Macro-institutional challenges   
Asymmetric information   
Lack of high volumesX  
New barriersCultural change X (suppliers) 
Source: Authors’ own creation

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