Table 7 Producers and cooperatives... | Emerald Publishing

Table 7

Producers and cooperatives drivers and barriers

		M	IF	RF	DD
		Activator	Activator	User	User
Drivers	Lack of liquidity	X	X	X	X
	Lack of access to financial services	X	X	X	X
	Long production cycles	X	X
	High NOWC	X	X
	Lack of collateral	X
	Short maturity period	X
	Payment terms optimization			X	X
Barriers	Lack of knowledge	X	X	X	X
	Technological barriers			X	X
	Cultural change	X	X		X
	Lack of high volumes			X

		M	IF	RF	DD
		Activator	Activator	User	User
Drivers	Lack of liquidity	X	X	X	X
	Lack of access to financial services	X	X	X	X
	Long production cycles	X	X
	High NOWC	X	X
	Lack of collateral	X
	Short maturity period	X
	Payment terms optimization			X	X
Barriers	Lack of knowledge	X	X	X	X
	Technological barriers			X	X
	Cultural change	X	X		X
	Lack of high volumes			X

Source: Authors’ own creation