Table 3.

Discriminant validity of reflective constructs – Heterotrait–Monotrait ratio (HTMT) criterion

Constructs12345678910111213141516171819202122232425
1. Firm Level AdoptionNA                        
2. Perceived Ease of Use                         
3. Perceived Usefulness 0.58                       
4. Perceived Indispensability 0.310.48                      
5. Perceived Social Influences 0.190.330.71                     
6. Trial Feedback 0.390.350.540.58                    
7. Employee Self Interest 0.260.590.690.680.67                   
8. Technological Readiness 0.210.340.620.640.670.70                  
9. Managerial Innovativeness 0.280.250.540.640.780.690.77                 
10. Org. Readiness 0.250.350.630.630.800.740.860.73                
11. Strategic Fit with Ops. 0.290.330.570.700.820.740.690.780.85               
12. Ease of Support 0.310.480.630.610.440.720.600.460.590.58              
13. Organizational Culture 0.360.410.510.580.520.630.630.780.590.650.64             
14. Org. Partner Requirement 0.150.360.670.730.570.700.730.680.740.660.830.80            
15. Competitive Pressure 0.230.420.600.650.680.750.630.700.730.740.630.750.79           
16. Needs of Customers 0.310.410.660.620.520.580.590.660.600.600.630.810.890.89          
17. Govt. Championship 0.270.280.640.650.570.560.500.670.540.590.620.700.810.690.70         
18. Government Policy 0.290.360.570.660.450.490.580.580.490.470.630.560.630.620.700.63        
19. Govt. Regulation/Laws 0.350.470.510.570.630.640.420.580.610.650.480.610.490.630.680.510.88       
20. Innovation Infrastructure 0.310.190.280.350.380.270.410.440.390.360.280.470.430.480.580.420.700.80      
21. Opinion Leadership 0.170.350.490.670.390.520.550.550.600.600.650.620.820.750.770.720.890.690.71     
22. Successive Govt Commit. 0.270.210.450.620.630.510.510.780.560.690.430.660.630.780.690.700.740.760.730.86    
23. Flexibility 0.310.310.310.410.470.300.300.350.370.420.320.510.400.570.620.590.650.620.770.720.74   
24. Observability 0.250.240.370.560.660.410.410.560.560.710.490.610.660.720.680.660.660.690.650.770.820.88  
25. Complexity 0.340.320.470.630.540.530.510.540.550.640.560.600.730.740.600.600.570.560.520.710.680.470.68 
26. Relative Advantage 0.430.430.460.550.640.660.490.650.630.650.600.680.720.790.760.700.730.800.700.710.850.750.840.74

Note:

HTMT 0.9 criteria showing that all correlations are less than 0.9 (Henseler et al., 2016)

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