Table A3. Results of HTMT for...

Table A3.

Results of HTMT for discriminant validity assessment

Construct	AQWINT	CPH	FUTWTINT	RISKAVOID	WI	red_travTIME	red_trav$
AQWINT	–
CPH	0.558	–
FUTWTINT	0.595	0.264	–
RISKAVOID	0.496	0.782	0.093	–
WI	0.786	0.454	0.597	0.314	–
red_travTIME	0.035	0.227	0.091	0.173	0.048	–
red_trav$	0.064	0.212	0.011	0.206	0.083	0.670	–

Construct	AQWINT	CPH	FUTWTINT	RISKAVOID	WI	red_travTIME	red_trav$
AQWINT	–
CPH	0.558	–
FUTWTINT	0.595	0.264	–
RISKAVOID	0.496	0.782	0.093	–
WI	0.786	0.454	0.597	0.314	–
red_travTIME	0.035	0.227	0.091	0.173	0.048	–
red_trav$	0.064	0.212	0.011	0.206	0.083	0.670	–

Notes:

Heterotrait–Monotrait Ratio (HTMT) values must be below 0.85 for conceptually different constructs, and below 0.90 for conceptually similar constructs (Hair et al., 2020). Fornell–Larcker criterion supports discriminant validity as the square root of the average variance extracted by each construct is greater than their correlation with any other reflective construct in the model

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