Table 4

Table containing numbers for establishing Fornell–Larcker’s criterion

VariablesATMNPBCPDPLIRISN
AT0.860      
MN0.5220.805     
PBC0.4110.5810.779    
PD0.2560.2030.3430.875   
PLI0.4970.3090.2800.7490.898  
RI0.5020.4220.4970.4180.4910.821 
SN0.5700.3710.4600.4990.4890.4520.819

Note(s): The emboldened numbers in the diagonal represent the square root of the AVE of each construct and were greater than its correlation value both in rows and the columns, which established discriminant validity

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