OLS regression estimates for log monthly earnings and average earnings (in Naira) by group
| Coeff | T-test (p value) | Average earning | |
|---|---|---|---|
| Gender | |||
| Female | 0.4666 | 7.40 (0.000) | 53460.66 |
| Male | 0.3547 | 4.75 (0.001) | 101957.46 |
| Location | |||
| Rural | 0.2605 | 4.46 (0.000) | 49887.37 |
| Urban | 0.3780 | 5.76 (0.000) | 66070.14 |
| Region | |||
| North | −0.1679 | −2.72 (0.007) | 55039.52 |
| South | 0.2436 | 1.25 (0.001) | 62638.92 |
| Educational level | |||
| No schooling | 0.1560 | 0.19 (0.849) | 26500.00 |
| Primary | 0.1602 | −0.18 (0.861) | 36051.78 |
| Secondary | 0.4050 | 0.50 (0.620) | 36614.14 |
| Tertiary | 1.0502 | 1.29 (0.198) | 83683.21 |
| Vocational | 0.7307 | 0.88 (0.380) | 74137.37 |
| Marital status | |||
| Married | 0.0475 | −0.45(0.655) | |
| Not Married | −0.6613 | −5.14 (0.000) | |
| Sector of employment | |||
| Agriculture | −0.1105 | −0.39 (0.695) | 6949.361 |
| Industry | 0.3524 | 1.47(0.142) | 46991.20 |
| Services | 0.1792 | 0.81 (0.419) | 47600.44 |
| Constant | 9.5866 | 11.25 (0.000) | |
| R2 adjusted | 0.2510 | ||
| Sample size | 807 | ||
| Coeff | Average earning | ||
|---|---|---|---|
| Female | 0.4666 | 7.40 (0.000) | 53460.66 |
| Male | 0.3547 | 4.75 (0.001) | 101957.46 |
| Rural | 0.2605 | 4.46 (0.000) | 49887.37 |
| Urban | 0.3780 | 5.76 (0.000) | 66070.14 |
| North | −0.1679 | −2.72 (0.007) | 55039.52 |
| South | 0.2436 | 1.25 (0.001) | 62638.92 |
| No schooling | 0.1560 | 0.19 (0.849) | 26500.00 |
| Primary | 0.1602 | −0.18 (0.861) | 36051.78 |
| Secondary | 0.4050 | 0.50 (0.620) | 36614.14 |
| Tertiary | 1.0502 | 1.29 (0.198) | 83683.21 |
| Vocational | 0.7307 | 0.88 (0.380) | 74137.37 |
| Married | 0.0475 | −0.45(0.655) | |
| Not Married | −0.6613 | −5.14 (0.000) | |
| Agriculture | −0.1105 | −0.39 (0.695) | 6949.361 |
| Industry | 0.3524 | 1.47(0.142) | 46991.20 |
| Services | 0.1792 | 0.81 (0.419) | 47600.44 |
| Constant | 9.5866 | 11.25 (0.000) | |
| 0.2510 | |||
| Sample size | 807 | ||
Source(s): Authors’ computation 2020