Table 8

Predictive power test and Model fit test

R squareR square adjusted
Personal retirement planning0.1720.168
Model fit test
ConstructsAverage variance extracted (AVE)R2
Personal financial retirement0.8380.172
Computation capability0.785 
Financial knowledge0.627 
Average score0.75 
Average* R20.129 
GOF=(AVE* R2)1/20.36 
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