Demographics of the participants (N = 576)
| Variable | Cases (%) | Variable | Cases (%) |
|---|---|---|---|
| Gender | Have a smartphone with an internet | ||
| Male | 278 (48.3) | Yes | 538 (93.4) |
| Female | 298 (51.7) | No | 38 (6.6) |
| Age | Know e-wallet | ||
| Less than 20 | 492 (85.4) | Yes | 524 (91) |
| 21–30 | 19 (3.3) | No | 52 (9) |
| 31–40 | 46 (8) | E-wallet usage | |
| more than 41 | 19 (3.3) | Yes | 433 (75.2) |
| No | 143 (24.8) | ||
| Education level | E-wallet usage frequency | ||
| Bachelor | 49 (8.5) | Never | 143 (24.8) |
| Diploma | 4 (0.7) | Once a month | 259 (45) |
| Master | 3 (0.5) | Once in two weeks | 79 (13.7) |
| PhD | 26 (4.5) | Once or more a week | 60 (10.4) |
| Other | 494 (85.8) | Once or more in a day | 35 (6.1) |
| Variable | Cases (%) | Variable | Cases (%) |
|---|---|---|---|
| Male | 278 (48.3) | Yes | 538 (93.4) |
| Female | 298 (51.7) | No | 38 (6.6) |
| Less than 20 | 492 (85.4) | Yes | 524 (91) |
| 21–30 | 19 (3.3) | No | 52 (9) |
| more than 41 | 19 (3.3) | Yes | 433 (75.2) |
| No | 143 (24.8) | ||
| Bachelor | 49 (8.5) | Never | 143 (24.8) |
| Diploma | 4 (0.7) | Once a month | 259 (45) |
| Master | 3 (0.5) | Once in two weeks | 79 (13.7) |
| PhD | 26 (4.5) | Once or more a week | 60 (10.4) |
| Other | 494 (85.8) | Once or more in a day | 35 (6.1) |
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